Payment plan with guarantee and return opportunities Swiss Life Champion Timeplan is the right choice for you if you want to increase your financial flexibility with a guaranteed additional monthly income and also benefit from return opportunities in the capital markets.

Your benefits at a glance

• Swiss Life invests on your behalf in units of the UBS Balanced 30 portfolio

• Swiss Life transfers the payments to your account each month

• Each year Swiss Life assesses whether the portfolio is performing well enough to allow an increase in the guaranteed payments. You are guaranteed to receive the increased payments for the remainder of the term

• On expiry, Swiss Life pays any available fund assets out to you

Swiss Life Calmo is a lifelong unrestricted annuity plan offering guaranteed regular pension payments.

Your benefits at a glance

• The amount of the lifelong pension payments is contractually guaranteed by Swiss Life

• For example, you can cover the shortfall in the event of early retirement as required by selecting a higher pension during the early retirement period and reducing it as soon as the AHV pension kicks in

• In the event of your death the unused capital is returned to your surviving dependents