Do you want to optimize your financial situation - not only to guarantee your standard of living after retirement, but also to cover any additional needs you may have and save on taxes each year? UBS Fisca, our retirement savings solutions for restricted pension cover (Pillar 3a), makes this possible.

With UBS Fisca, you benefit from attractive conditions and higher earnings opportunities over the long term. The maximum amount that can be paid into your Pillar 3a account each year as defined by law can be deducted from your taxable income, which means that you pay less income tax.

If you withdraw your capital on retirement, for example, it will be taxed at a reduced rate and separately from the rest of your income. You can also use the capital you save under your Pillar 3a scheme before you retire - should you decide to buy your own home, for example. In addition there is the possibility of supplementing your retirement savings with risk insurance.

For further information on UBS Fisca, click on the following links to go to the Internet pages for UBS private clients.