Selling or passing on your home

If you want to pass your home on to your children at some time in the future, we’ll plan the most important steps with you and advise you on the major topics, including:

• the value of your home
• tax aspects and options (inheritance tax, gift tax, fees)

Get your heirs involved at an early stage and have them play an active role in the planning process. In a personal consultation, we'll go through the financing rules which will apply to your heirs and calculate the affordability of the property for the future owners.

When you sell or pass on your residential property, your mortgage can be transferred or terminated depending on the circumstances. Together we can assess the following options:

• Transfer of the mortgage to a new buyer
• Transfer of the mortgage to a new property
• Premature termination of the mortgage (will incur costs)