Financing for today's needs, without sacrificing tomorrow's goals.

Whether it’s renovating your home, making a tax payment or seizing a time-sensitive business opportunity, you can have access to immediate liquidity through a UBS Credit Line*. Through this solution, you can use the borrowing power of your eligible UBS securities to access the liquidity you need to act on important opportunities while still keeping your long-term investment goals on track.

By having a UBS Credit Line in place, there won’t be a need to sell assets (which may have tax implications) or secure a last-minute loan, so you’ll be better prepared for whatever comes your way. There are no fees, charges or interest payments until you actually use the funds—and our LIBOR-based rates are competitive .

A UBS Credit Line can be used for a variety of needs, including real estate investments, bridge loans, personal expenses, business expansion, debt/loan consolidation and luxury purchases such as yachts or private jets.

The application process is streamlined so most clients receive a decision within a few days. Accessing your Credit Line is as easy as writing a check, making an electronic ACH payment or requesting a federal funds wire from your Financial Advisor.

To understand how a UBS Credit Line can give you the financial flexibility you need today without disrupting your long-term strategy, connect with your Financial Advisor or find a UBS Financial Advisor.

* Credit Lines are provided by UBS Bank USA, an affiliate of UBS Financial Services Inc., and are subject to credit approval.

Borrowing using securities as collateral entails risk and may not be appropriate for your needs. All loans are subject to credit approval. For a full discussion of the risks associated with borrowing using securities as collateral, you should review the Loan Disclosure Statement that will be included in your application package. Neither UBS Financial Services Inc. nor UBS Bank USA provides legal or tax advice. You should consult your legal and tax advisors regarding the legal and tax implications of borrowing using securities as collateral for a loan.