No Disclaimers

Are you tired of financial communications that overwhelm you with information, overload you with legalese and disclaimers and then really don’t tell you anything worth learning or listening to? No Disclaimers is our attempt to fight this. The wins, losses and real-life battle scars “earned and learned” over 50+ years of successfully navigating markets and getting clients where they need to be is hopefully the antidote to the blaring “noise and distraction” of the financial press and social media. We want to cut through the jargon and talk to you like you are sitting on our front porch having a “real” conversation. You will definitely get an insight into how we see the world and why everyday life has some of the best, relatable and impactful stories for financial success and beyond. We hope to entertain and maybe even impart what wisdom we have acquired…with as few “disclaimers” as possible.

UBS advisor podcasts

Horizon Partners

History Doesn’t Repeat, but It Often Rhymes

07:09

Nature and markets tend to have repeatable cycles. In both, however, it is almost never exactly the same. If history is a guide and Mark Twain’s quote is right, the next 10+ years will look very different than the last 14 or so. Typically what led in the prior cycle, tends to underperform in the next…and vice versa. If this next cycle rhymes with 1968 - 1982 or 2000 - 2009, where should investors focus to prepare for this?

The Trolley Problem and Sophie’s Choice

07:24

Have you ever found yourself in a situation where you only had 2 seemingly “BAD” choices? Either choice has sacrifices that no one finds palatable…but, unfortunately a choice must be made and “none of the above” is not an option. Welcome to The Trolley Problem or Sophie’s Choice that the FED and Washington, DC have earned. Their answer to this will drive markets and the economy for the foreseeable future.

When in Rome…go to the Pantheon!

13:33

In this episode, David interviews Shea about his great passion…travel. Shea shares some memorable adventures from the past and discusses an upcoming family trip to Italy. The key concept is that you need to prioritize and plan for this type of travel. Our team motto is Plan for Tomorrow, Yet Live for Today. With that in mind, Shea shares his cautionary tale about his last visit to Rome. Carpe Diem.

Reaching the summit is a choice… Getting back to the bottom is mandatory

07:17

Have you ever climbed a mountain like Mt. Rainier or Mt. Washington? Or run a 100 mile trail race? Kim has. In this episode Kim talks about just how important planning, preparation and discipline are while pursuing her passion of climbing a mountain. Naturally, this translates into the planning process for financial success. Kim shares a real-life cautionary tale that drives home this title. In mountain climbing, like investing…surviving the downside is vital.

Bad Ideas in the 70’s are Bad ideas today !!!

12:21

Any politician who's lying through their teeth are painfully and childishly ignorant about economics, right? That's what's happening right now. The policies, the last 30 plus years of money printing debt, and bailouts, and interventions, were bad enough until COVID. Since then, the economic volume, the maximum on the volume knob, was turned to 25 where 10 was the highest with sincere apologies to the movie This is Spinal Tap.