Limited-time UBS business credit card offers

* Important information about the UBS Visa Infinite Business card: 16.99% variable APR for purchases, 23.99% variable APR for cash advances, 29.99% variable APR for the penalty rate (maximum penalty APR 29.99%). For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 16.99% variable APR. APRs vary with the market based on the prime rate. Annual fee: $550. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater, applies. For residents of Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). Foreign purchase transaction fee: Waived. Subject to credit approval. Information is accurate as of October 2019, and may have changed after that date. To learn what may have changed, please call 888-762-1232.

** Important information about the UBS Visa Signature Business card: 16.99% variable APR for purchases, 23.99% variable APR for cash advances, 29.99% variable APR for the penalty rate (maximum penalty APR 29.99%). For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 16.99% variable APR. APRs vary with the market based on the prime rate. Annual fee: Waived. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater. For residents of Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). Foreign purchase transaction fee: 3% of each transaction in US dollars. This fee does not apply to residents of Puerto Rico. Subject to credit approval. Information is accurate as of October 2019, and may have changed after that date. To learn what may have changed, please call 800-762-1000.

*** Important information about the UBS Cash Rewards Visa Business card: 16.99% variable APR for purchases, 23.99% variable APR for cash advances, 29.99% variable APR for the penalty rate (maximum penalty APR 29.99%). For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 16.99% variable APR. APRs vary with the market based on the prime rate. Annual fee: $150. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater. For residents of Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). Foreign purchase transaction fee: Waived. Subject to credit approval. Information is accurate as of October 2019, and may have changed after that date. To learn what may have changed, please call 800-762-1000.

The UBS Visa Infinite Business card, UBS Visa Signature Business card and UBS Cash Rewards Visa Business card are business credit cards that must be issued to an individual or an individual with a business entity as a co-applicant. As such, eligibility and the credit limit on the card is determined based on the personal creditworthiness and repayment ability of that individual. Once the card is approved, repayment of all legitimate charges made on the card is likewise the obligation of that individual and any business co-applicant, if applicable.

¹ To receive 85,000 bonus points, you must make $5,000 in eligible purchases within the first three months from card account approval. Your period to spend the total $5,000 may be shorter than three months if there is a delay in receiving your card. Also, purchases may fall outside the three-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped.) Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances or using any checks that access your account. This bonus offer is valid only for new card accounts and only one bonus is available per card account, regardless of the number of cardholders on that card account. Must apply by December 31, 2019. If you receive and apply for this offer but do not satisfy the requirements, you will not receive any new account bonus. This promotional offer is only available for clients who have a UBS account at the time of credit card application and/or link their new UBS credit card to a UBS account. All applications subject to credit approval. Points can be redeemed at any time after they have been earned, as long as the account stays open and in good standing.

² To receive 35,000 bonus points, you must make $5,000 in eligible purchases within the first three months from card account approval. Your period to spend the total $5,000 may be shorter than three months if there is a delay in receiving your card. Also, purchases may fall outside the three-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped.) Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances or using any checks that access your account. This bonus offer is valid only for new card accounts and only one bonus is available per card account, regardless of the number of cardholders on that card account. Must apply by December 31, 2019. If you receive and apply for this offer but do not satisfy the requirements, you will not receive any new account bonus. This promotional offer is only available for clients who have a UBS account at the time of credit card application and/or link their new UBS credit card to a UBS account. All applications subject to credit approval. Points can be redeemed at any time after they have been earned, as long as the account stays open and in good standing.

³ To receive the $150 bonus cash rewards, you must make $5,000 in eligible purchases within the first three months from card account approval. Your period to spend the total $5,000 may be shorter than three months, if there is a delay in receiving your card. Also, purchases may fall outside the three-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped.) Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances or using any checks that access your account. There is only one bonus awarded per card account, regardless of the number of cardholders on that card account. All cardholder spend counts towards the $5,000 requirement. This offer cannot be combined with any other promotions, including the promotional offers. If you receive and apply for this offer but do not satisfy the requirements, you will not receive any new account bonus. All applications subject to credit approval. Cash rewards new account bonus will be credited to your account as soon as your spend reaches $5,000 in posted transactions. Cash rewards can be redeemed in increments of $25 as long as your available rewards balance exceeds $100 and as long as your card account stays open and in good standing.

⁴ Total calculated value assumes the client redeems for the maximum redemption value the UBS Visa Infinite Business card offers for 85,000 points: one $900 airline ticket for 50,000 points, one $350 airline ticket for 25,000 points and one $100 statement credit. Redemption value varies depending on redemption type. Please see the Terms and Conditions available at ubs.com/uscards for more details.

⁵ Redeem 25,000/50,000 rewards points for one ticket up to $350/$900 on any commercial airline. There is a $25 booking fee with the UBS Visa Signature Business card. Tickets must be booked through UBS Online Services or by calling the UBS Concierge and charged to your UBS Visa Infinite Business card or UBS Visa Signature Business card. Once your purchase is complete, applicable rewards points per ticket will be deducted from your account and a credit posted to your credit card account for the ticket price. For tickets costing more than $350 or $900, you must pay the difference using additional rewards points at a rate of 5,000 points for any additional cost of up to $50 of ticket value. Additional payments may be made only in increments of 5,000 points. You must cover the full cost of ticket with rewards points. Please refer to the program and benefits guide that will come with your card for complete rules on redeeming your points. Restrictions apply.

⁶ The item or items you purchase must add up to $100 or more before redeeming.

⁷ Total calculated value assumes the client redeems for the maximum redemption value the UBS Visa Signature Business card offers for 35,000 points: one $350 airline ticket for 25,000 points and one $100 statement credit. Redemption value varies depending on redemption type. Please see the Terms and Conditions available at ubs.com/uscards for more details.

⁸ Extra points are based on the merchant category code defined by Visa and agreed to by the merchant. Air travel and hotel bookings through online sites other than the airlines’ and hotels' own sites may not qualify. Merchant categories for small business extra points include office supplies, business cable/Internet, shipping, business phone and advertising, as established by Visa. Purchases at superstores and warehouse clubs do not qualify for extra points. Annual extra points caps are based on account anniversary date.

⁹ Cardholders are responsible for the cost of any goods or services purchased through the UBS Concierge.

¹⁰ Cash Rewards 2% back on the first $100,000 in spend per year is based on the card account anniversary date. You can choose to redeem Cash Rewards for a statement credit or a direct deposit into the UBS Business Services Account BSA attached to your card account, if applicable. You will earn cash back on net purchases (purchases minus any credits or returns) only. Cash back will not be earned on cash advances, cash equivalents, balance transfers, checks used to access your account or account fees.

¹¹ Priority Pass ^TM Select offers access to over 1,200 participating airport lounges worldwide. Membership is required to access participating lounges. To request your complimentary membership card, visit  ubs.com/prioritypassselect. 

¹² Airport club day pass or annual airport club membership must be purchased using your UBS Visa Infinite Business credit card. You are eligible for a statement credit of up to $500 if your total spending on your card was $50,000 or greater during either the current calendar year-to-date or the prior calendar year. You may claim the credit only once for each year in which you qualify for a credit. If you do not claim the credit in a year, it will not carry over into subsequent years. You must claim the credit during the same calendar year in which the fee posted to your card account.

¹³ You must enroll in this benefit on UBS Online Services and select one of the eligible domestic US carriers. The selected airline applies to all cards in the card account. Qualifying Airline Purchases must be charged to a UBS Visa Infinite Business credit card and may vary by airline. UBS and Visa rely on airlines to submit the correct information for these transactions. UBS Visa Infinite Business cardholders without a Business Services Account BSA can enroll in this benefit or by calling us at 888-762-1232 or call 201-352-5257 when outside the US.

¹⁴ UBS Visa Infinite Business cardholders are entitled to either one $100 statement credit per card every four years in connection with the Global Entry program application fee, or one $85 statement credit per card every four years in connection with the TSA Pre√ ^® program application fee. The $100 or $85 statement credit will be processed after the application fee is charged to a valid UBS Visa Infinite Business card. Global Entry is a US Government program, operated by US Customs and Border Protection (CBP). TSA Pre√ ^® is a US Government program, operated by Department of Homeland Security (DHS). UBS and Visa have no control over the program including, but not limited to, application, approval process or enrollment fees charged by CBP/DHS, and no liability with regard to the Global Entry or TSA Pre √ ^® program. For complete details on the Global Entry program, including full terms and conditions, go to  cbp.gov/global-entry/about. For complete details on the TSA Pre√ ^® program, including full terms and conditions, go to  tsa.gov/precheck.

¹⁵ Benefits vary by property. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Infinite Luxury Hotel Collection website or through UBS Concierge for benefits to apply. Some properties may require a minimum night stay or require booking certain room categories to receive the additional complimentary benefit. Please consult terms and conditions for each property.

¹⁶ The Car Rental Privileges benefits are subject to each car rental company’s terms and conditions, which are subject to change.

¹⁷ Benefits are subject to change and cancellation at any time. Certain conditions, limitations and exclusions apply. For more information on benefits, see  ubs.com/mycardbenefits.

¹⁸ Subject to availability.

¹⁹ If you voluntarily close your card, or if UBS Bank USA closes your card due to inactivity, you will be allowed 60 days following the effective date of termination of the UBS Account or Cards to redeem outstanding points for gift cards or merchandise. In the event UBS Bank USA closes your Card for any reason other than inactivity, your points will be immediately forfeited.

²⁰ There must be sufficient funds to repay the cash advance that night or you will incur applicable cash advance fees and interest charges. The automatic transfers used to pay off your CashConnect cash advances will reduce the available funds in your UBS Business Services Account BSA that is linked to your UBS credit card and as a result could affect other transactions dependent on cash, such as fee payments, investment purchases, online bill pay, debit card usage and outstanding checks. Please make sure that you have sufficient available funds in your UBS account linked to your UBS credit card to cover these items, as well as the CashConnect cash advance. The CashConnect feature is available only for cardholders who have the UBS credit card connected to a UBS Business Services Account BSA.

²¹ We are able to rebate ATM fees only in cases where the transaction fee surcharge is submitted to UBS by the ATM operator and/or network used. In the event that you do not receive a rebate for a fee that you believe is eligible, please call 888-762-1232 or 201-352-5257 for assistance. ATM rebates are only available for cardholders who have the UBS credit card linked to a UBS Business Services Account BSA. We do not reimburse international ATM fees. 

²² For a current list of participating merchants go to  visasavingsedge.com. Discounts provided as credits on future account statements. Visa SavingsEdge is a discount program offered by Visa U.S.A. Inc. to eligible businesses and their authorized cardholders that hold an eligible Visa Business card and whose enrollment in the program is accepted by Visa. Under the program, cardholders can receive discounts from participating merchants each time the cardholder uses an enrolled Visa Business card to make qualifying purchases of goods or services pursuant to an active discount offered by the merchant and that transaction is processed or submitted through the Visa payment system (a “Qualifying Purchase”). Visa may modify, restrict, limit or change the program in any way and at any time. Visa reserves the right at any time to cancel the program. Visa also reserves the right to suspend or cancel any cardholder’s participation in the program. Enrolled cardholders will only receive discounts for qualifying purchases that are in full compliance with the terms of the applicable discount offer. Discount offers may be subject to additional terms and conditions. Discount offers may be removed from the program at any time and are subject to availability. Discount offers are also subject to any applicable law or regulation that may restrict or prohibit certain sales. Discounts will not appear on a cardholder’s receipt at the point of sale. Discounts are provided in the form of credits posted to the cardholder’s applicable Visa Business card account. Please visit  visasavingsedge.com  for complete details on the program, including the program terms and conditions.

²³ For detailed annual account fee information, including annual fee waiver eligibility, please refer to the Fees and Charges section of the Agreements and Disclosures booklet located at  ubs.com/accountdisclosures  or contact your Financial Advisor.

²⁴ Run custom reports only available on desktop platform.

²⁵ Benefits vary by property. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases, the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature Luxury Hotel Collection website or through UBS Concierge for benefits to apply. Some properties may require a minimum night stay or require booking certain room categories to receive the additional complimentary benefit. Please consult terms and conditions for each property.

²⁶ Cardholder must take care in protecting their card and notify UBS Bank USA immediately of any unauthorized use. Conditions may apply. Please see your cardmember agreement for details.

As a firm providing wealth management services to clients, UBS Financial Services Inc. offers both investment advisory services and brokerage services, which are separate and distinct, differ in material ways and governed by different laws and separate contracts. For more information, please review the PDF document at  ubs.com/workingwithus .

UBS Bank USA is a subsidiary of UBS AG. UBS Bank USA, Member FDIC, NMLS no. 947868. UBS Financial Services is a subsidiary of UBS AG. Member FINRA/SIPC.

UBS Cash Rewards Visa Business cards, UBS Visa Signature Business cards and UBS Visa Infinite Business cards are issued by UBS Bank USA with permission from Visa U.S.A. Inc.

© UBS 2019. The key symbol and UBS are among the registered and unregistered trademarks of UBS. All rights reserved. VISA, VISA SIGNATURE BUSINESS, and VISA INFINITE BUSINESS are trademarks and registered trademarks of Visa International Service Association and used under license.  All other trademarks are the property of their respective owners. All rights reserved.

2019-199538 (IS1905085, EXP 10/31/2020)