Aligning your entire financial picture to help you achieve your goals.

As a parent, there’s probably nothing more important to you than your children. The power of UBS Legacy Today is that it enables you to do more for them financially during every stage of their adulthood—from their college years to after they start a family of their own. With UBS Legacy Today, you can help them achieve their goals while continuing to pursue your long-term investment strategy.

Giving while living

By working with your UBS Financial Advisor and UBS Specialists, you can incorporate borrowing and other banking solutions that make it possible for you to experience more of your children’s and grandchildren’s successes during your lifetime. UBS Legacy Today gives you the flexibility to help your loved ones:

  • Pay for tuition or pay off student loans and other debt
  • Establish and build credit wisely through the UBS Card Program
  • Start or expand their own business
  • Finance new opportunities and cover unexpected events

Balancing your children’s needs and your goals

UBS Legacy Today enables you to use your eligible UBS assets as collateral so you can help your children get access to funds and take advantage of the current interest rate environment. Not only will you help your loved ones without tapping into your savings, but you’ll also be able to:

  • Potentially earn income or returns by continuing to pursue your investment strategy
  • Teach financial responsibility to the borrower

It’s time you spoke with a UBS Financial Advisor

Being in the position to help your children face today’s challenges and then thrive is one of the most satisfying parts of being a parent. With UBS Legacy Today, you’re empowered to do more for them in your lifetime than you may have thought possible. Please call your UBS Financial Advisor today to discuss your options and opportunities. Find a UBS Financial Advisor.

Neither UBS Financial Services Inc. nor UBS Bank USA provides legal or tax advice. You should consult your legal and tax advisors regarding the legal and tax implications of borrowing using securities as collateral for a loan. For a full discussion of the risks associated with borrowing using securities as collateral, you should review the Loan Disclosure Statement that will be included in your application package.

Credit Lines are provided by UBS Bank USA, an affiliate of UBS Financial Services Inc. Credit Lines and margin are demand loans and are subject to credit approval and collateral maintenance requirements. The lender can demand repayment at any time without notice. If the required collateral value is not maintained, the lender can require you to post additional collateral, repay part or all of your loan and/or sell your securities. Failure to promptly meet a request for additional collateral or repayment or other circumstances (e.g., a rapidly declining market) could cause the lender to liquidate some or all of the collateral supporting the Letters of Credit, Credit Lines and margin. Any required liquidations may result in adverse tax consequences.

Credit Lines may not be used to purchase, trade or carry securities or to repay debt (a) used to purchase, trade or carry securities or (b) to any affiliate of UBS Bank USA. Additional limitations and availability may vary by state. Prepayments of Premier Fixed Credit Line loans will be subject to an administrative fee and may result in a prepayment fee.

VISA and VISA SIGNATURE are registered trademarks owned by Visa International Service Association and used under license. The UBS Visa Signature credit card and UBS Preferred Visa Signature credit card are issued by UBS Bank USA with permission from Visa U.S.A. Incorporated.  All other trademarks, registered trademarks, service marks and registered service marks are of their respective companies.