Choose a convenient, well-priced lending service that fits your needs.
Variable loan facility: Draw on this cash reserve as you need it, and pay it back knowing you’ll only pay interest on the amount of credit you’ve actually used.
Fixed term advance: Take out a loan of a set amount for a specified period, fixing the interest rate for up to 24 months.
Bank guarantee: Obtain an agreement that provides assurance to a selected third party should you fail to meet the stated conditions.
Securing the amount you borrow against eligible investments in your portfolio could make your interest charges much lower compared to unsecured forms of borrowing. The collateral we generally consider includes (but isn't limited to) equities traded on major global stock markets, investment funds, corporate and government bonds and UBS cash deposits.