Carl has over 25 years financial services experience. He began his career in mainstream banking before moving into financial planning and spent 8 years as an IFA working at a senior level within the financial planning subsidiaries of big 4 banks, both offshore in the Far East, before moving back onshore. Carl subsequently joined Coutts & Co specialising in working with UK resident, non-domiciled clients in Yorkshire and the North East. In addition to his banking and investment qualification Carl is a qualified trust and estate practitioner (TEP) and prior to joining UBS worked for a global trust business living in Zurich, Switzerland and the Isle of Man. Carl is focused on maintaining and enhancing relationships with our regional strategic partners plus developing new business relationships across Yorkshire and Lancashire. He is a member of the Personal Finance Society, Chartered Insurance Institute and Society of Trust and Estate Practitioners.