Princeton, NJ Financial Advisors | Princeton Investment Consulting

Institutional Consulting Services

Princeton Investment Consulting

609-919-2331
609-919-2332

609-919-2330

100 Overlook Center
Suite 100
Princeton, NJ 08540

We design, implement and monitor the investment programs of public and private companies, endowments, foundations, and municipalities, as well as defined benefit and Taft Hartley plans. Our Institutional Consulting team has more than 35 years of practical experience serving the needs of retirement plan sponsors and their employees.

Working with our team offers all of the personal attention to detail of a boutique firm without having to give up the strength, security and resources of one of the world’s largest financial services companies.

Fiduciary and investment guidance

Fiduciary liability is a primary concern for many institutional clients. We acknowledge our responsibility in writing as defined in Section 3(21) of ERISA and will help you develop an investment process to address fiduciary obligations.

Development/review of Investment Policy Statement. Our team can work closely with you to help you develop a formal policy that reflects your objectives and risk requirements, while setting parameters for investment selection and evaluation.
Independent investment reviews. Our investment review process helps ensure no investments have fallen outside the parameters of the Investment Policy Statement.
Manager search and selection. Three critical elements of a successful investment manager search: a disciplined selection process, consistency in applying that process and skilled search professionals to implement the process.

Retirement and incentive plan expertise

Our experienced team works with you and your employees to keep up with changing regulations, stay on top of requirements and design retirement and incentive programs to attract and retain top talent. With complicated benefit packages—as well as potentially complex tax consequences—
employees need specialized advice.

Plan benchmarking review. Plan sponsors need to have a clear understanding of what participants are paying, and what they are receiving for those fees.
Recordkeeper search and selection. If a change to the recordkeeper is required, our team has extensive experience in implementing 401(k) platform transitions.
ERISA 404(c) compliance checklist assistance. Complying with ERISA section 404(c) may shield sponsors of retirement plans with participant- directed investments from liability for poor investment decisions made by plan participants.
Nonqualified plan services. The unique structure of nonqualified plans demands the attention of a full-service consultant, including plan design, funding analysis and implementation.

Our Outsourced CIO (OCIO) model

Our team provides comprehensive investment services including governance, asset allocation, manager selection and implementation for a complete OCIO solution. We do this by focusing on three central tenets: security, simplicity and savings.

We provide services that are transparent, direct and focused on outcomes while minimizing administrative burdens:

Plan governance and oversight
Investment policy statement creation
Selection, monitoring and replacement of third-party investment managers
Strategic and tactical asset allocation
Oversight of the alternative investments program
Risk modeling and customized reporting
Pactical hedging program design and implementation
Portfolio management

Comprehensive investment solutions

By accessing the intellectual capital of UBS, as well as its in-depth manager research capabilities, we combine global insights and analyses with an open architecture mix of managers and funds. This allows us to develop investment programs uniquely tailored to the specific goals and objectives of each client.

Asset allocation modeling

Asset allocation studies
Asset and liability analysis
Spending policy evaluation and formulation
Strategic rebalancing and tactical positioning

Investment manager and fund searches

Due diligence collaboration with UBS Investment Manager Research
Identification of appropriate and complementary investment managers and funds
Cost analyses

Ongoing consulting and performance measurement

Customized reports based on client format preferences
Trustee and fiduciary education
Philanthropic services
Custody and trust services

Employee stock option plans

We are well positioned to help manage the complexities of equity compensation by providing integrated financial guidance and a robust suite of administrative tools. We can help you with key issues around a broad array of awards.

Specialty services for stock option planning and execution.
With complicated equity award packages, executives and employees need specific guidance. We provide customized services, including:

Stock option exercise strategies
Single stock risk management
Restricted stock sales ,10B5-1, Section 16
Wealth transfer and philanthropic planning

O10B5-1 restricted stocks.
Understanding that executives and insiders face regulatory challenges buying and selling stock, we will help formulate a written, predetermined, and systematic 10B5-1 trading plan that satisfies liquidity needs in an efficient and compliant manner. We provide services and outstanding security for the full spectrum of plans: