Retirement Plan Consulting
Integrated Wealth Management
860-275-8059
855-247-8996
Hartford Steam Boiler Building
One State Street
Suite 1600
Hartford, CT 06103
“Our credentialed team has the capabilities and experience needed to advise on all components of an organization’s retirement plan.”
— Greg F. Mendoza, CRPS®
Integrated Wealth Management has extensive experience serving as an advocate for retirement plan sponsors and participants. By taking on a fiduciary role, our team specializes in retirement plans for businesses, corporations and institutions.
Plan sponsors
Retirement plans should reflect the needs of your business and the goals of your employees.
We understand that rewarding employees and executives is a beneficial retention and performance incentive, but it also comes with a significant set of administrative challenges and fiduciary responsibilities for you and your business.
No matter how large or small your company, you need a system or process that puts all the information you need at your fingertips.
Fiduciary acknowledgment
We acknowledge our fiduciary responsibility in writing as defined in Section 3(21) of ERISA.
Development/review of Investment Policy Statement
Our team can work closely with you to help you develop a formal policy that reflects your objectives and risk requirements, while setting parameters for investment selection and evaluation.
Independent investment reviews
Our investment review process helps ensure no investments have fallen outside the parameters of the Investment Policy Statement.
Manager search and selection
Three critical elements of a successful investment manager search: a disciplined selection process, consistency in applying that process and skilled search professionals to implement the process.
Our experienced team works with you and your employees to keep up with changing regulations, stay on top of requirements and design retirement and incentive programs to attract and retain top talent. With complicated benefit packages-as well as potentially complex tax consequences-employees need specialized advice.
Plan benchmarking review
Plan sponsors need to have a clear understanding of what participants are paying and what they are receiving for those fees. Asset allocation modeling and program review Allocation programs are among the most utilized investments, and their oversight is a critical part of your fiduciary process.
Recordkeeper search and selection
If a change to the recordkeeper is required, our team has extensive experience in implementing 401(k) platform transitions.
ERISA 404(c) compliance checklist assistance
Complying with ERISA section 404(c) may shield sponsors of retirement plans with participant-directed investments from liability for poor investment decisions made by plan participants.
Nonqualified plan services
The unique structure of nonqualified plans demands the attention of a full-service consultant, including plan design, funding analysis and implementation.
We support successful organizations like yours by offering a rare blend of personalized service and global expertise. We can help fulfill your responsibilities to your organization and employees through one convenient source.
Leading plan administration
By leveraging best practices, we make it easier to manage details and align with rigorous requirements.
Unprecedented access to advice
For all participants, we provide access to the guidance that can help turn their retirement planning into smart investments for the future.
Enhanced financial education
Expanded support gives your participants everything they need to understand the value of your retirement plan.
Plan participants
Our depth of knowledge on the complexities of retirement plans combined with our vast experience in wealth management consulting gives us the ability to prepare employees to get the most from your company's incentive and benefit programs.
We understand how important it is for your employees to fully understand all aspects of your retirement plan and how their needs and goals will change over time.
Financial planning services
Our group is dedicated to providing personalized planning advice tailored to each individual’s specific situation.
Participant communication planning
We design a targeted communication strategy for your plan, leveraging plan recordkeepers to distribute information and resources to participants to encourage active participation in the plan and ultimately inspire better financial behaviors.
Accessible financial counseling
For inquiries and guidance, your participants will have ready access to our fully licensed and well-credentialed team.
Our individual participant meetings are delivered by senior partners on our team.
Educational meetings and workshops
We work to develop an educational program that is highly personalized and specific to your concerns and questions.
Retirement preparation workshops
If participants are approaching retirement, we understand they have very specific needs and concerns.
Additional education meetings
As part of our annual education plan we will keep participants abreast of innovative and useful trends we are seeing in the industry.
Holistic retirement plan consulting
Our comprehensive process is tailored to address all of your retirement plan consulting needs, including employee education, plan transitions, executive financial planning and more.
Our comprehensive and customized financial counseling services integrate company benefits and compensation strategies with your employees' personal financial lives. We can help employees:
- Understand the company compensation and benefit plans
- Determine short- and long-term financial goals
- Develop long-term financial plans addressing retirement, estate, taxes, insurance and investment management
- Develop an implementation plan
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