• Retirement income and cash flow analysis
• Estate and multigenerational planning
• Retirement plans and employee benefits
• Life, disability and long-term care planning
• College savings planning
• Liability management
• Charitable giving strategies
• Business continuity, sale and succession planning
• Executive compensation and benefit strategies
• Coordination with your other advisors (ex. attorneys and CPAs)

A plan for your financial life

Client service tailored to your situation

Liquidity—to help provide cash flow for short-term expenses, Longevity—for longer-term needs and Legacy—for needs that go beyond your own. Through the plan we create together, we can help you pursue what matters most today, tomorrow and for generations to come.

Timeframes may vary. Strategies are subject to individual client goals, objectives and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved.

A purpose-driven approach to wealth management

Dedicated portfolio manager
Our team is highly trained to act as your personal portfolio manager using UBS's open architecture investment platform. By combining UBS's Portfolio Management Program (PMP), with access to world class money managers, we can tactically adjust to ever changing market conditions. This allows us to effectively manage your diversified investment portfolio with a focus on return, risk, tax efficiency and cost minimization.

How will you monitor and track performance?
As we implement your investment strategy, we communicate regularly and track performance, rebalancing and making adjustments for life changes and economic conditions. In addition, we meet regularly to review your portfolio structure and strategy going forward.

The Portfolio Management Program (PMP) is a wrap fee advisory program in which our Financial Advisors manage client accounts on a discretionary basis. PMP is designed for clients who (i) want to delegate portfolio management discretion to their Financial Advisor; (ii) are looking to implement a medium to long-term investment plan; and (iii) prefer the consistency of fee-based pricing.

PMP is not appropriate for clients who: (i) want to maintain trading control over their account; (ii) seek a short-term investment; (iii) want to maintain consistently high levels of cash, money market funds, or invest primarily in no-load mutual funds; (iv) want to maintain highly concentrated positions that will not be sold regardless of market conditions; or (v) who anticipate significant withdrawals from the account.

How will you help safeguard our family's assets?
We’re committed to having a multigenerational impact on your life. Aligned with your goal of protecting your family's financial independence, we offer a full suite of services to help direct capital and build a legacy that reflects your values.

How will you work with my whole family?
We help you navigate the inter-section of family, business, finance and legacy by building strategies that serve current generations and yet are flexible enough to meet the needs of future generations. We help address family issues ranging from financial education to wealth transfer and preservation strategies to philanthropic pursuits.

What about philanthropy?
We'll work with you and family members on a holistic philanthropic plan for each generation. Our advice addresses tax-efficient investment strategies, your current charitable goals and contributions and access to local organizations.

Discovering values

UBS Financial Education Program