Institutional

Persons who access information on the website of UBS AG ("UBS website") agree to the following terms and conditions. Any special agreements with respect to individual services or products of UBS AG ("UBS") shall be complementary to these terms and conditions, although in the event of any conflict, the provisions contained in any such special agreements shall prevail.

No offer, no obligation

No information published on the UBS website constitutes a solicitation or offer, or recommendation, to buy or sell any investment instruments, to effect any transactions, or to conclude any legal act of any kind whatsoever.

The information published and opinions expressed are provided by UBS for personal use and for informational purposes only and are subject to change without notice. UBS makes no representation (either express or implied) on 3rd party information that the information and opinions expressed on the UBS website are accurate, complete or up to date. In particular, UBS shall not be obliged to remove any outdated information from the UBS website or to expressly mark it as being outdated. Nothing contained on the UBS website constitutes financial, legal, tax or other advice, nor should any investment or any other decisions be made solely based on the UBS website content. You should obtain advice from a qualified expert before making any investment decision.

Performance

The future performance of an investment cannot be deduced from previous market value, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. UBS cannot guarantee that any capital invested will maintain or increase in value.

Limitation of liability

UBS disclaims, without limitation, all liability for any loss or damage of any kind, including any direct, indirect or consequential damages, which might be incurred through the use of or access to the UBS website, or any links to third-party websites.

Furthermore, UBS disclaims all liability for any tampering with the Internet user's computer system by unauthorized parties. In this regard, UBS expressly reminds of the risk of viruses, and the possibility of targeted attacks by hackers. In order to combat viruses, it is recommended that the most recent browser versions be used, and that anti-virus software be installed and continually updated. As a rule, the opening of any e-mail from an unknown source as well as any unexpected attachment to an e-mail message should be avoided.

Links

Some links on the UBS website lead to third-party websites, which are completely beyond control of UBS. Accordingly, UBS does not assume any responsibility for the accuracy, completeness and legality of the contents of such websites, or for any offers and services contained.

Material interests

The UBS Group and/or its boards of directors, executive management and employees may have or have had interests or positions in, or traded or acted as market maker in relevant securities. Furthermore, such entities or persons may have or have had a relationship with or may provide or have provided corporate finance or other services to or serve or have served as directors of relevant companies.

Local legal restrictions

The UBS website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the UBS Website is prohibited. Persons in respect of whom such prohibitions apply must not access the UBS website. This applies in particular to persons resident in Italy and Spain.

United Kingdom users

To the extent that material on the UBS website is issued in the UK, it is distributed by UBS Limited, a subsidiary of UBS AG. Persons dealing with UBS or other members of the UBS Group outside the UK are not covered by the rules and regulations made for the protection of investors in the UK.

Use of the UBS website

The entire content of this UBS website is subject to copyright with all rights reserved. You may save or print out a hard copy of individual pages and/or sections of the UBS website, provided that you do not remove any copyright or other proprietary notices. With any saving or otherwise copying from the UBS website the terms and conditions for use shall be deemed to have been accepted. All property rights shall remain with UBS. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the UBS website without the prior written permission of UBS.

 

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