Can you take the emotion out of investing?

A Liquidity strategy can help. Learn how.

06 Nov 2018

Questions you can ask your UBS Financial Advisor

  • What can I do to maintain investment discipline during times of market stress?
  • How can I make sure that assets are available for spending when they are needed?
  • What steps can I take today to allow for better performance during bear markets?

Long-term investing is all about making good decisions no matter what the market throws at you, but sticking with your plan can sometimes feel easier said than done during periods of heightened volatility.

Our unique approach to wealth management incorporates a strategy that can help you avoid impulsive investment decisions in times of market stress. It's called the Liquidity strategy, and it can help take the emotion out of investing by giving you a clearer understanding of your short-term needs.

Read the UBS Chief Investment Office Americas Global Wealth Management (CIO) white paper, Managing a Liquidity strategy (PDF, 877 KB), to learn more about this strategy—how it works, why it works and how to implement it in practice, whether you're working or retired.

The concept is simple: A well-designed Liquidity strategy acts as a barrier against financial ruin by:

  • Matching cash flow to expenses to help you make sure that assets are available for spending when they are needed
  • Holding assets that provide a stable source of cash flow to help maintain investment discipline during periods of market stress
  • Helping to allow for better long-term performance, by avoiding panic selling in bear markets

Incorporating the Liquidity strategy into your goals can help you maintain your current lifestyle. When combined with a Longevity strategy to help improve your lifestyle and a Legacy strategy to improve the lives of others, it also helps you invest with a sense of purpose, can potentially improve your results, and offers increased financial and emotional comfort.

Do you have the confidence to pursue what matters most in any market condition? Together we can find an answer. Connect with your UBS Financial Advisor or find one.