The road to recovery

Natural disasters can happen anywhere at any time, and the results can be devastating. The uncertainty and delays many victims can experience in the aftermath of a crisis can create enormous challenges.

To help those impacted by crisis, UBS hosted a special Disaster Recovery Roundtable with APTIM, a company specializing in disaster relief, to get their thoughts on some of the key issues to consider when navigating the disaster recovery process.

"For survivors, the key thing for them to get through this process is to actually be actively engaged in it," said Mark Neveau, APTIM Senior Emergency Management Advisor. "Overcoming that adversity, working with folks—that is the key. And it's good for the soul."

Nikko Quiggins, APTIM Senior Business Recovery Advisor, noted that responding to a disaster and recovering from it are two very different challenges—one a sprint, the other more of a marathon.

She encourages victims to take stock of the different ways people can contribute.

"Look at personalities, look at skill sets, and assign tasks to people based on their strengths."

Recovering and rebuilding

Once you and your family are safe, one of the first challenges many homeowners face in the recovery process is filing an insurance claim for their property. "Try to keep it simple," said APTIM Senior Insurance Advisor Frank Russo. "You want to try to document everything you possibly can [and] leverage your experts," such as your insurance agent.

Tackling home repairs and renovations can be another challenge. Before negotiating a contract, homeowners should educate themselves about what to expect during a project and how to communicate with contractors, said APTIM Senior Construction Management Advisor Ken Pevovar.

That way, "everybody has the same expectations, so when you get to the end of the construction period, you're not battling with the contractor."

Making a difference

Matt Herlocker, APTIM Emergency Management Director, noted there are many ways to lend a helping hand to communities impacted by disaster, from volunteering opportunities to employer-sponsored donation drives.

"If you're moved by the disaster, and you want to make a difference, whether or not you're a survivor, donate cash to organizations that are trying to make a difference," Herlocker said. "And if that's not personal enough, volunteer."

For more detailed information on how to navigate the recovery process, download our special guide, The road to recovery—Your guide to recovering from a natural disaster (PDF, 2 MB).

Are you seeking help—or guidance on how to help others—in these difficult times? We are here to help. Talk to your UBS Financial Advisor today or find one.

Disclosures