財務教育

  • Entrepreneurs Managing your energy mix as a business owner

    As renewable sources become a more important component in the energy mix, business owners need to make sure that they navigate the transition. Here are some points to bear in mind... もっと

    • 〜によって UBS 編集チーム
    • 04 Dec 2019
  • Fixed Income Fixed income: High rewards for risk in 2019

    Risk-adjusted returns have been very impressive in fixed income this year. Although the Treasury market has witnessed impressive returns in 2019, other fixed income assets have done substantially better when adjusting for the volatility witnessed in interest rates throughout the year. もっと

    • 〜によって UBS 編集チーム
    • 04 Dec 2019
  • US equities 2020 outlook: Three strikes but still not out

    In baseball, after three strikes the batter is out. The current bull market – which is likely to celebrate its 11th anniversary in early 2020 – has been able to shrug off three significant "strikes" over the past decade: the European debt crisis in 2011–12, the collapse in oil prices in 2015, and the global trade war in 2019. もっと

    • 〜によって UBS 編集チーム
    • 04 Dec 2019
  • Legacy strategy How to leave a meaningful inheritance

    Inheritance sits at the intersection of two taboo subjects — money and death — so it's little surprise that many families choose to put this off as long as possible. According to "Begin before the end"— a UBS Investor Watch survey of nearly 3,000 US investors—only 54% of benefactors said that they've discussed their inheritance plans with their heirs, and just 34% have let them know about the size of their estate. もっと

    • 〜によって UBS 編集チーム
    • 04 Dec 2019
  • UBS House View - Daily US Seek investments less dependent on trade

    US stocks ended the day down 0.7% on 3 December after US President Donald Trump said he has no deadline for when he wants to reach a trade deal with China. President Trump’s comments suggest no urgency ahead of a 15 December deadline after which the US administration has threatened to impose more tariffs on Chinese goods. もっと

    • 〜によって UBS 編集チーム
    • 04 Dec 2019
  • US Economy Holiday spending data shows ecommerce strength

    American shoppers stepped up spending by 16% during the five-day shopping period between Thanksgiving Day and Cyber Monday, according to latest data. Consumers took to online shopping in greater numbers incentivized by free shipping deals and the ability to order online and pick up in store. もっと

    • 〜によって UBS 編集チーム
    • 03 Dec 2019
  • Retirement planning Leaving Hotel California

    When it comes to building a nest egg for retirement, where you live and work matters. By changing where you live and work, you can increase your savings rate and lower the cost of retirement, in the view of the UBS Chief Investment Office. That realization has certainly hit many Californians, where housing affordability is at historic lows. California has seen a net outflow of migrants for seven straight years. もっと

    • 〜によって UBS 編集チーム
    • 03 Dec 2019
  • Young investors Women in finance: It's time to talk

    Money has the reputation of being an awkward topic of conversation and, for women in particular, it can be unfairly perceived as rude or inappropriate to even broach the subject. Simran Chahal, a Graduate Talent Program Analyst based in the US, shares her perspective as a young woman in finance. もっと

    • 〜によって UBS 編集チーム
    • 03 Dec 2019
  • UBS House View Briefcase Has the equity outlook improved?

    Investors have greeted any sign of cooling trade tensions with relief, with the S&P 500 hitting record highs. While messages remain mixed from the US President and his officials, there have been credible signs that a deal is more likely, which reduces risks for stocks. もっと

    • 〜によって UBS 編集チーム
    • 02 Dec 2019
  • House View Investors will need a selective approach in 2020

    Global and US stocks hit a record high last week amid mounting optimism about a US-China trade deal. China's Ministry of Commerce said the two nations had "reached consensus on properly resolving relevant issues," and US President Donald Trump later said talks were in their "final throes." もっと

    • 〜によって UBS 編集チーム
    • 02 Dec 2019
  • UBS House View - Daily US Global policy chiefs raise temperature on climate

    The United Nations Climate Change Conference, also known as COP25, starts today in Madrid, and comes amid rising pressure from policy makers around the world for action on emissions. Central bankers have increasingly become involved in the climate debate. もっと

    • 〜によって UBS 編集チーム
    • 02 Dec 2019
  • Sustainable Investing Introduction to green bonds

    The first green bonds were issued more than 10 years ago by development banks. They are intended to help achieve climate targets and support the Sustainable Development Goals of the UN. もっと

    • 〜によって UBS 編集チーム
    • 29 Nov 2019
  • UBS House View - Daily US Don’t expect a fiscal bonanza

    Political choices will be a crucial factor in market performance in the year ahead. One of the key issues is the evolving debate over fiscal and monetary policy. もっと

    • 〜によって UBS 編集チーム
    • 29 Nov 2019
  • US-China trade What does the US's Hong Kong Act mean?

    While US legislation on Hong Kong won’t help US-China relations, we don’t see this significantly altering the state of play in trade negotiations. もっと

    • 〜によって UBS 編集チーム
    • 29 Nov 2019
  • Investing How should I invest in 2020?

    We think the global economy will continue to slow down next year. Market performance will depend largely on political choices, including the US-China trade issue, elections in the UK and the US, and on fiscal policy. But investors can reassert some control by seeking investments less sensitive to politics. もっと

    • 〜によって UBS 編集チーム
    • 29 Nov 2019
  • Cryptocurrencies Crypto hype deflates again

    Bitcoin tested a six-month low near USD 6,515 on Monday, following negative commentary from China's central bank. もっと

    • 〜によって UBS 編集チーム
    • 27 Nov 2019
  • Housing Happy Thanksgiving to the US housing market

    On 26 November 2019, the Federal Housing Finance Agency (FHFA), the conservator for Fannie Mae and Freddie Mac, announced that its raising the limit in most of the US for conforming mortgages from USD 484,350 to USD 510,400. もっと

    • 〜によって UBS 編集チーム
    • 27 Nov 2019