Investor Day
May 2005


May 12, 2005 - Product Day

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Product Day

Speaker: Huw Jenkins

Investment Bank - Prime Brokerage

Investment Bank - Equity Research

Wealth Management & Business Banking - Products & Services

Wealth Management Asia Pacific

Wealth Management US & Bank USA

Global Asset Management

Mortgage and Asset-Backed Securities


Financial Appendix

May 13, 2005 - Investor Day

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Investor Day 2005

Investor Day 2005

Wealth Management & Business Banking

Wealth Management US

Asia Pacific

Global Asset Management

Investment Bank

Financial Appendix

Caution regarding forward-looking statements:

This communication contains statements that constitute „forward-looking statements", including, but not limited to, statements relating to the implementation of strategic initiatives, such as the European wealth management business, and other statements relating to our future business development and economic performance.

While these forward-looking statements represent our judgments and future expectations concerning the development of our business, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from our expectations.

These factors include, but are not limited to, (1) general market, macro-economic, governmental and regulatory trends, (2) movements in local and international securities markets, currency exchange rates and interest rates, (3) competitive pressures, (4) technological developments, (5) changes in the financial position or credit worthiness of our customers, obligors and counterparties and developments in the markets in which they operate, (6) legislative developments, (7) management changes and changes to our Business Group structure and (8) other key factors that we have indicated could adversely affect our business and financial performance which are contained in other parts of this document and in our past and future filings and reports, including those filed with the SEC.

More detailed information about those factors is set forth elsewhere in this document and in documents furnished by UBS and filings made by UBS with the SEC, including UBS's Annual Report on Form 20-F for the year ended 31 December 2003. UBS is not under any obligation to (and expressly disclaims any such obligations to) update or alter its forward-looking statements whether as a result of new information, future events, or otherwise.