Educación financiera

Future trends The drones are coming

Wing, the Alphabet-owned startup, has become the first drone delivery company to gain the Federal Aviation Administration’s más approval to make commercial deliveries in the US.

  • House View Weekly Yield or shield?

    When investors buy US Treasuries as part of a diversified portfolio, they should ask, "Am I buying the asset for yield, or for shield?" An old rule of thumb within fixed income is that investors should use the short-term Treasuries for carry (yield) and the longer-duration Treasuries for total return (shield). más

    • por UBS Equipo Editorial
    • 24 Apr 2019
  • Retirement What can home equity do for you?

    The hesitation to tap home equity can largely be explained by behavioral impediments such as debt aversion. In our view, home equity should be considered a key resource, playing a significant role in meeting financial goals, and an important variable when deciding whether to "age in place," downsize, or rent in retirement. más

    • por UBS Equipo Editorial
    • 24 Apr 2019
  • Retirement planning There are no cheat codes for retirement.

    I recently wrote a blog that looked at the outcomes from various portfolios when saving for retirement. The conclusion was pretty clear: When viewed across a 30-year period of saving and accumulation, investors holding an all-equity portfolio will generally accumulate more assets, except in the worst 5% of outcomes. más

    • por UBS Equipo Editorial
    • 23 Apr 2019
  • Markets US comfortably in late cycle

    Equity bull markets rarely end in the absence of a recession occurring. We track key attributes of the business cycle to gauge how the expansion is evolving and risks of a recession. We think the US business cycle has transitioned to the late stage. The good news is that the economy can be late cycle for a long time. más

    • por UBS Equipo Editorial
    • 23 Apr 2019
  • Oil US ends sanction waivers on Iranian oil

    The US administration has decided not to reissue waivers to the buyers of Iranian oil. The current set of exemptions, issued to China, India, Japan, South Korea, Italy, Greece, Turkey and Taiwan in November 2018, will expire on May 1. más

    • por UBS Equipo Editorial
    • 22 Apr 2019
  • Investment Strategy Guide End or extend?

    After 10 years, economists might say the current business cycle looks old. But if the Federal Reserve is “done” hiking rates, are they seeing it all wrong? If growth continues while inflation stays contained the business cycle may be younger than it looks. más

    • por UBS Equipo Editorial
    • 22 Apr 2019
  • UBS House View - Daily US Time off? Time to reflect.

    For global investors, time off from markets can be a good opportunity to take stock of one’s portfolio. Looking back, the risk-on stance we recommended heading into 2019 has paid off, with global equities up around 15% in local currency terms. más

    • por UBS Equipo Editorial
    • 22 Apr 2019
  • Earnings Earnings season week 1: Pretty good

    The first-quarter earnings season has gotten off to a good start. With about 20% of the market cap of the S&P 500 in the books, 80% of companies are beating profit estimates. Sales results are in line with expectations. más

    • por UBS Equipo Editorial
    • 22 Apr 2019
  • UBS House View - Daily US Japan’s turn in the sun

    The Japanese equity market has underperformed most major stock markets in the world so far this year, with gains of 9% compared with more than 15% for global and Eurozone equities. Japan’s markets will be closed for an extended golden week holiday from 27 April to 6 May to celebrate the Imperial succession. más

    • por UBS Equipo Editorial
    • 18 Apr 2019
  • Global financial markets Be prepared: Plan, Protect, and Grow

    Of all the countries surveyed in our 1Q Investor Sentiment survey, investors based in the US were most likely to express the view that it is getting late in the market cycle. 44% of US investors describe the market cycle as “toward the end” (compared to global average of 26%). más

    • por UBS Equipo Editorial
    • 18 Apr 2019
  • Sustainable investing Renewing our energy for Earth Day

    The 49th celebration of Earth Day occurs 22 April. In recognition of the occasion, CIO wants to highlight some important and encouraging trends in global energy. más

    • por UBS Equipo Editorial
    • 18 Apr 2019
  • Clean air and carbon reduction Every breath you take

    Maybe we can’t escape the air we breathe. But we can discover how clean, dirty or pollenated the air is where we live, work and play, and when possible, choose healthier environments. más

    • por UBS Equipo Editorial
    • 17 Apr 2019
  • Liquidity Solutions The benefits of cash alternatives

    Investors may be considering holding more of their portfolio in cash, given the flat yield curve and the risk of rising volatility ahead. However, cash comes with high opportunity costs. Cash alternatives such as CDs could fulfill some of the benefits of cash while minimizing the opportunity costs. más

    • por UBS Equipo Editorial
    • 17 Apr 2019