You can create a plan to live out your goals well into retirement by planning prudently with the help of a UBS Financial Advisor. (UBS)

Investors are concerned today about having enough to retire. But, with guidance to address your concerns and a sound plan, you can feel more confident in your plans to retire.


Whether you're saving for retirement, transitioning to retirement or living in retirement, a UBS Financial Advisor can work with you to build a dynamic financial plan that you’ll be able to adjust as needed so you can remain on track as economic events and your circumstances change.


Start the UBS Wealth Way conversation.



Saving for retirement


Common questions about saving for retirement include:

  • Am I saving enough to retire comfortably?
  • How should my retirement savings be invested?
  • Should I coordinate my retirement savings with my spouse's?
  • Do I need to worry about my retirement savings when there's market volatility?
  • How can I prepare now for unexpected events in the future?

These are all valid questions, but they are not always easy to address, and the answers will vary depending on your specific objectives and your own personal situation. With a clearer understanding and sound strategies, you can have more confidence you can remain on track to saving for your retirement needs. A UBS Financial Advisor can have a conversation with you and help you develop a plan to move forward.


Transitioning to retirement


After spending a career accumulating assets, it’s important to assess if they will be sufficient to support the lifestyle you want, and even meet unplanned spending needs like healthcare costs. Additionally, when structuring your investment strategy you'll want to consider the pace of inflation and potential downturns in the financial markets.


A financial plan can provide you with a disciplined, dynamic framework for structuring your wealth through this transition, so you can be prepared for the multiples challenges that may lie ahead. It can also guide you in determining specific planning strategies that may help to address your concerns so you can feel more confident about your financial life as you draw closer to, or spend your early years in, retirement.


Living in retirement


You can create a plan to live out your goals well into retirement by planning prudently with the help of a UBS Financial Advisor. Gain strategies that help manage risk, diversify your portfolio and reallocate your assets as your life needs and circumstances change. A UBS Financial Advisor can help you plan for the future and be more confident your ability to live the life you want in retirement.


IRA information


Considering rolling over your 401(k)? First, know your options.


IRAs and 401(k)s are important elements of a successful retirement and long-term financial plan. As an individual considering a rollover from your employer's 401(k) or other retirement plan to a UBS IRA, it's important that you understand all of your options as well as the costs associated with a UBS IRA. The following UBS documents can help inform your decisions:



Visit the UBS Wealth Management USA website for more insights.




As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. It is important that you understand the ways in which we conduct business, and that you carefully read the agreements and disclosures that we provide to you about the products or services we offer. For more information, please review client relationship summary provided at ubs.com/relationshipsummary, or ask your UBS Financial Advisor for a copy.


Expiration: 4/30/2024 Approval date: 4/28/2023 Review Code: IS2302732