You invest to make money
You invest for financial returns and choose investments based solely on financial goals.
You have money and give it to charity
Making donations to not-for-profit organizations, enabling them to achieve their goals. Hands off, no/ low strategy, low resource intensity.
Desired outcome: Perceived positive environmental and social (E&S) impact
You have money and donate it strategically into a variety of solutions
Strategic donations directed toward a variety of solutions to help them achieve their philanthropic vision. Hands on, robust strategy, high resource intensity.
Desired outcome: Demonstrable positive environmental and social (E&S) impact
Your money delivers a positive impact, but returns are potentially less than with traditional investments.
Investing with the explicit intention generating a measurable environmental and social (E&S) impact, alongside a (typically below-market) financial return.
Desired outcome: Environmental and social (E&S) impact plus some financial return
You invest to make financial returns, but you avoid investments that don't align with your values.
Excluding companies or industries from portfolios where they are not aligned with an investor’s values
Desired outcome: Market returns; non-underperformance
You invest to make money and look to sustainability factors to improve return.
Integrating environmental, social, and corporate governance (ESG) factors into traditional investment processes to improve portfolio risk / return.
Desired outcome: Competitive risk-adjusted financial returns, outperformance
You invest to make a positive impact and financial returns.
Investing with the intention of generating measurable environmental and social (E&S) impact alongside a financial return
Desired outcome: Environmental and social (E&S) impact plus competitive risk-adjusted returns