Wealth Insights on LinkedIn - Term of use

Legal notice:

By joining and remaining a member of this UBS Wealth Insights group you accept the following risks and consent to the exclusion of liability and warranty, the use of personal information and the waiver of confidentiality and banking secrecy.

By joining the UBS Wealth Insights group on LinkedIn (hereinafter: the "group") you confirm that you have read and accept LinkedIn's terms and conditions, including its User Agreement, Privacy Policy, Community Guidelines and Copyright Policy.


Although the group (and subgroups created therefrom) on LinkedIn are closed and only approved members can access the content and discussions on them, the Internet is not a secure environment.

LinkedIn, third parties with whom LinkedIn shares information or who can access information on LinkedIn (which is not within the influence and control of UBS), other group members and people who are made aware of your group membership may identify, assume or infer that a client or banking relationship exists between you and UBS.

Posts on the group's forums or messages to other group members may be sent via open channels which are accessible to third parties, who need not be members of the group or of LinkedIn.

The use of LinkedIn as a communication channel also involves certain inherent risks including, in particular: (1) lack of confidentiality (messages and their attachments can be read and monitored without detection); (2) manipulation or falsification of the sender's identity or content (e.g. changing the sender's identity or information); (3) system outages and other transmission errors, which can cause messages and attachments to be delayed, modified, misrouted or deleted; (4) occurrence of viruses, worms, etc. that may be spread undetected and may cause considerable damage; (5) misuse caused by third parties reading messages.

Please be aware that the risks identified in this section are not exhaustive and there may be other risks that apply because of certain circumstances and activities or which UBS may notify you of from time to time.

Exclusion of liability and No warranty

UBS assumes no responsibility for any loss or damage resulting from your use or participation in LinkedIn or of the group.

You are aware of and accept the inherent risks of participating in the group, in particular the risk that any existing client or banking relationship and any confidential information relating thereto may be disclosed to third parties. To the fullest extent permitted by law, UBS excludes all warranty as to the correctness, integrity as well as the process of receiving and sending messages over this service. The uninterrupted use of this service cannot be guaranteed since this group is hosted by a third party (LinkedIn).

The information and materials contained or provided via the group are provided "as is" and "as available". To the fullest extent permitted by law, UBS makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained in LinkedIn and/or the group, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, UBS does not warrant the accuracy, timeliness, completeness, reliability or availability of LinkedIn and/or the group or the information or materials obtained from use or participation in the group, or that LinkedIn and/or the group is virus-free or error-free.To the extent permitted by law, you hereby release UBS, its directors, employees or agents from any and all liability for any direct or indirect losses, damages, liabilities, costs, claims or expenses of any kind, whether in contract or in tort, including negligence or otherwise, that may result,  arise out of or be related to from your use or participation of the group and/or the LinkedIn service.

Use of personal information

Group administration

You consent to the transfer of your personal data, such as name, job title, profile information and any other information provided by you and necessary for your enrolment to and participation in the group, to the UBS team or to a third party supplier responsible for the management and monitoring of the group, or to other UBS entities outside your home country, where it will be stored, used and processed for the purposes of administering, monitoring and/or use of the group and for the provision of information to the group and to you and agree – to the extent necessary for these tasks to be performed – waive any applicable banking secrecy and client confidentiality rights that may apply.

Data analysis and member profiling

UBS may also use information, some of which may be aggregated and some of which may include your personal information, such as your name, job title, profile information and any comments posted by you, to understand how the LinkedIn group can be improved, to help UBS to identify trends and opinions among group members and in the market generally, and to help UBS to identify members that may benefit from wealth management services. For these purposes, member information may also be shared with UBS group companies, and third party suppliers who provide UBS with services such as data analytics and market research. These third parties may be located outside your home country.

Direct marketing

Provided you have given your consent, UBS may contact you directly by email, private message or by using other contact details available on your profile page, to give you information about UBS wealth management products and services or to arrange a meeting with one of our client advisors.  UBS may continue marketing to you even if you leave the group, but you can withdraw your consent, free of charge, at any time by emailing the UBS Marketing team at wm-marketing@ubs.com.

Waiver of confidentiality and banking secrecy

You are aware and accept that any data that is processed for the purposes mentioned above may be transferred to a UBS affiliate or a third party which may not be the UBS entity with which you have your main relationship and which may be outside the jurisdiction where you have your banking relationship with UBS. Information from which third parties may conclude the existence of a banking relationship between you and UBS may no longer be covered by the banking secrecy, data protection or other confidentiality laws or regulations applicable in the jurisdiction of your banking relationship. It will be subject to the laws of the countries to which the information has been transferred and where it is held or processed. Such foreign laws and regulations may offer different levels of confidentiality or data protection than those of the jurisdiction of your banking relationship, and may require UBS to disclose information to local authorities or to third parties.

All postings originated by UBS and published on the group are protected by copyright and owned by UBS. Except where otherwise specified, please do not copy, reproduce, republish, sell, transmit, distribute or modify content posted without UBS's prior written consent.

You agree not to modify the content displayed on the group and to keep intact all UBS copyright, trademark and other proprietary notices contained therein. UBS does not claim ownership of or copyright in LinkedIn or any of its marks or logos.

You understand that posts are not confidential and you grant UBS and all other users of the group a worldwide, royalty-free licence to use, re-post, publish or copy such posts, subject to any applicable restrictions in the LinkedIn User Agreement. UBS will not, however, publish any posts outside the group which contain your name or otherwise identify you, unless you give your consent. UBS has no control over other members' use of your posts.

All members should exercise discretion, common sense and courtesy in posting comments or materials for posting on the group. Please be respectful of other members, UBS, UBS employees and other companies.

Please do not post anything which infringes the rights of others, nor for any purpose that could violate the law. Members are not permitted to use the group to promote or provide instructional information about illegal activities. Please do not use the group to post advertisements, solicitations or pyramid schemes.

The group is intended for sharing views and discussing topics of interest. It is not a forum for giving or receiving financial or investment advice. Nothing on the group should be relied upon as financial or investment advice (whether posted by UBS or by other members). 

Content posted by UBS is intended to generate discussion only. It has no regard to the specific investment objectives, financial situation or particular needs of any specific member and is published solely for information purposes. No representation or warranty, either express or implied is provided in relation to the accuracy, completeness or reliability of the information contained on the group, nor is any content on the group intended to be a complete statement or summary of the developments referred to therein. Nothing on the group should be construed as an offer to sell or a solicitation to offer to buy or sell any securities or investment instruments, to effect any transactions or to conclude any legal act of any kind whatsoever. Any opinions expressed on the group, or contained in any content posted on the group, are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or divisions of UBS AG or its affiliates as a result of using different assumptions and criteria. UBS is under no obligation to update or keep current the information contained on the group. Any charts and scenarios are for illustrative purposes only. Historical performance is no guarantee for and is not an indication of future performance. Neither UBS AG nor any of its affiliates, directors, employees or agents accepts any liability for any loss or damage arising out of the use of all or any part of content posted on the group.

This group is not a forum for account-related discussions or enquiries. Please refrain from posting any account related comments or comments about specific financial products, and you should never post your account details on the group.  Members must not include false or misleading representations of affiliation with any other person or entity in any post nor should members impersonate any person or entity or misrepresent or disguise the true origin of any content.

UBS may not respond to your posts and may, in its sole discretion, remove posts where it considers it necessary or appropriate.

The group is private and the content can be viewed by members only. Anyone is welcome to request to join, however membership of the group is subject to UBS's approval (in its discretion). Membership of the group does not imply any client relationship between you and UBS. You are free to leave the group whenever you wish, by selecting the option to leave on the group page.