Our job is to help you set goals and then create a plan to achieve them, whether it’s growing the family wealth or leaving a legacy. We know everyone has different priorities. For decades, we’ve helped people across the world create plans that are tailored to them.
Preparing for life’s milestones
There are bumps in the road on every journey. Good financial planning is flexible enough to adjust to the unexpected. This is why, at UBS, wealth planning is a dynamic process that adapts to whatever’s going on in your life. Nothing should stand between you and your long-term goals.
Asking questions to shape your future
Once you decide to put a financial plan in place, figuring out where to start can feel overwhelming. It doesn't have to. We ask a lot of questions when we first meet you – it's how we find out what your wealth plan needs to deliver. This philosophy is at the heart of how we work with you.
Keeping you on track
Imagine you were flying a plane in stormy weather. You’d need to adjust your instruments and monitor your flying conditions to stay on course. The same applies to your wealth plan. Our experts keep a close eye on your investments to make sure your plan doesn’t drift.
Building your portfolio
Once you’re happy with your financial plan, the next step is to get your investment portfolio in place. Our investment specialists can build you a portfolio that will aim to deliver the returns you expect, taking the appropriate amount of risk suitable for you.
One legacy, multiple aspects
At UBS, legacy management begins with a meeting where we will analyze your current wealth, according to the following 5 dimensions:
How can I ensure that my estate handover is carried out according to my wishes?
This is a very delicate matter, especially when the current inheritance criteria do not fully adapt to your intentions. For example, what to do if there are no direct heirs, or if you would like to protect, in a special way, someone especially vulnerable, who is not part of your family.
An open, honest conversation with our experts will help you take the necessary steps in the right direction.
One of the top priorities for any person is to safeguard his/her family future at all times. How can I protect my assets from future risks and ensure a certain standard of living after retirement?
Our wealth management experts can help you establish an asset protection plan, as well as a personal contingency plan that will help you avoid blocking your assets, enabling to guarantee your financial protection, and that of your family, against eventualities.
At what point in life are you? Are you approaching retirement? What about the journey you have always wished to make? Or some new activities? Is my wealth properly organized to achieve the proposed objectives?
We can evaluate and plan the best solution to optimize your assets structure, starting by analyzing such structure and the profitability of your personal or family assets, streamlining your income flows and managing or avoiding future exits.
Are you fully conscious of taxes applied on your investments?
Our experts will facilitate the knowledge of any tax aspect related to your investments, as well as the administrative requirements, the tax calculations and the charges that could be levied on your investments.
Is your business reaching its full potential? Is this the time to start the generational handover?
You know your business better than anybody else, but businessmen are often so involved that they leave the general overview aside. If you need a new outlook, we can help you take significant decisions to optimize any aspect or requirement that your company might need.
Your objectives map: what you really care about
Based on the results of the initial meeting and an analysis of the 5 essential dimensions of your estate, conclusions can be reached, which could be grouped into 4 main categories, highlighting the more relevant, or those requiring more attention. Thus, the financial strategy will focus on what you really care about.
It includes financial and wealth management aspects, the international dimension of economic investments and interests, business and professional life, and issues related to your standard of living.
It analyses the tax aspects of the financial instruments of your portfolio.
It deals with the issues related to your retirement and insurance coverage, including your professional and business risks.
It deals with estate planning issues, as well as the generational handover, analyzed from different viewpoints, legal (taxation, civil law), and business matters.
Your financial plan: it evolves with you
According to your map of objectives, we will help you establish the strategy you decide to adopt and find the proper solutions to get it going.
We will hold regular meetings to check whether the map has changed, whether the strategy is in line with your needs at each moment, and adjust it if necessary.
In addition to your client advisor, depending on your needs, you will receive the support of an extensive network of experts in various matters, real estate, investment banking; you will also count on our portfolio managers, as well as the most valued external professionals.
Invest to make it happen
We'd like to meet you
Come and see us so we can start working to get you closer to your financial goals.
UBS does not give tax advice and you should consult your independent tax adviser for specific advice before entering into or refraining from entering into any investment.