Wealth management - simple and transparent

Starting from EUR 100 000

Our hybrid service model UBS [Access]

UBS [Access] offers you individual wealth management and the chance to take advantage of our investment experts worldwide – starting at just EUR 100 000. Two of our most popular investment solutions are available for you to choose from.

Benefit from the expertise of the world's leading wealth manager: UBS. We help you to achieve your financial goals.

Advice and contact

Monday to Friday,
8 a.m. to 6 p.m.


At UBS, we take care of your assets on both a personal and a digital level – with our hybrid service model UBS [Access]

Professional wealth management starting from EUR 100 000

More than 150 years of experience in private banking

Individual advice in personal conversations

UBS has received numerous awards as a leading financial institution1)

Full transparency with UBS Digital Banking

Two investment strategies with individual risk profiles


Would you like to know how you can realize your personal goals with UBS [Access]?

With two of our most popular investment solutions – starting at just EUR 100 000.
 

UBS Manage Systematic Allocation [Access]

Our Offering: Our dynamic wealth management enables the rule-based adjustment of the equity ratio depending on the current market situation. Even in a volatile market environment, the opportunities of positive equity markets can continue to be benefited from.

Investment Horizon: Medium- to long-term

Currencies: EUR and USD

Available Investment Profiles: Three possible investment strategies depending on your personal risk tolerance. You can choose between a defensive, medium or dynamic investment approach.

Fees: All-in-fee* from 1,50 - 1,20 % - depending on your investment volume.

UBS Manage [Access]

Our Offering: With our classic wealth management, we consistently implement your investment strategy in line with your risk tolerance. This offers you the opportunity to generate returns in accordance with your long-term investment strategy.

Investment Horizon: Medium- to long-term

Currencies: EUR

Available Investment Profiles: Five possible investment strategies depending on your personal risk tolerance. You can choose one out of five strategies that fits your investment approach best.

Fees: All-in-fee* from 1,30 - 1,00 % - depending on your investment volume.


What does my welcome bonus amount to?

For every euro that you invest up until December 31, 2018, you receive a bonus amounting to 0.6% – up to a maximum of EUR 15 000.


Open your account

You can open your account with us in three steps and with just one signature (only for private clients).

Get in touch

We will be happy to answer all of your questions and to select your individual investment strategy alongside you.

Sign just once

We will send you all of the documents by mail. Please check the documents carefully and then return them to us, signed.

Invest and benefit

We will inform you as soon as your account has been set up with us and your money has been invested. You will automatically receive your welcome bonus then.


 

Which investor type are you?

To ensure a long-term sense of comfort and wellbeing when investing, it is important to be aware of your investor profile. How do you decide between different investment options? How do you react to volatile markets? Find out, and we will create a portfolio that is a perfect fit for you.

Would you like to get to know our financial expertise?

Our financial experts analyze current developments on the global financial markets, profit outlooks for companies as well as macroeconomic factors. Based on this, they develop our UBS CIO House View.

Digital Banking

Keep an eye on your assets at all times and complete your banking business online – securely and conveniently. As a UBS client, you benefit from our exclusive digital banking solutions. You also receive current market information and direct access to exclusive publications.


Where can I get onsite advice from at UBS?

Our branches

We are a reliable partner. See for yourself – in person, if you wish. We look forward to your visit at six locations in Germany:

Berlin

Kurfuerstendamm 185, 10707 Berlin

Duesseldorf

Cecilienallee 11, 40474 Duesseldorf

Frankfurt am Main

OpernTurm, Bockenheimer Landstrasse 2-4,
60306 Frankfurt am Main

Hamburg

An der Alster 45, 20099 Hamburg

Munich

Europaplatz 1, 80333 Munich

Stuttgart

Lautenschlagerstrasse 23, 70173 Stuttgart

Excellent – Best Private Banking Services Overall

The Euromoney Private Banking Survey 2018 awarded UBS the main global prize for the third time in a row. Furhtermore, our peers awarded us as the leading wealth manager in Germany for the first time.

We'd like to meet you

Come and see us so we can start working towards your future.

 

According to the following terms, UBS Europe SE will pay for an account balance remitted during the period from January 1, 2017 to December 31, 2018 to an account at UBS Europe SE, once per client a limited financial premium amounting to 0.6% of the value of the account balance remitted, per client in total up to a maximum of EUR 15 000.

Minimum transfer and other conditions

The premium offer applies exclusively for

new clients who remit at least EUR 100 000 and invest this minimum value within four weeks after receipt of the money in the wealth management mandate subject to charge UBS [Access];

existing clients who remit at least EUR 100 000 and invest this minimum value within four weeks after receipt of the money in any wealth management mandate subject to fees with the exception of UBS [Access];

and in doing so select the income, yield, balanced, growth or equities investment strategies.

The value of the remitted account balance, which has been invested in the wealth management mandate, is used to calculate the financial premium. Account balances that were remitted from accounts within the same entity and from institutes that are part of UBS (e.g. UBS Switzerland AG) are excluded from calculation of the premium. The premium offer only applies if the wealth management costs are determined according to the regular price list and no other special conditions were agreed.

Due date

The premium is paid out within four weeks after the remitted account balance has been invested in a wealth management mandate subject to charge.

Minimum investment period / premium reclamation

You are entitled to the premium if you invest your new account balance for at least two years permanently in wealth management at UBS Europe SE. The premium claim remains unaffected by changes in market value. If you withdraw money from your wealth management mandate, your premium claim is reduced by 0.6% or at most by EUR 15 000 of the money amount withdrawn. In such cases, UBS Europe SE will reclaim the corresponding amount of any bonuses already paid out.

Period of validity

This campaign may be terminated or modified in whole or in part by UBS Europe SE at any time and without prior notice. It is applicable for a limited period until December 31, 2018 (the reference date is the receipt of the account balance). This does not affect pre-existing premium claims. In all other respects, the general and product-related terms and conditions of UBS Europe SE shall apply.

Tax treatment

UBS Europe SE is not allowed to provide advice on tax-related matters. Please contact your tax advisor on the handling of the financial premium. The premium payment is subject to 25% flat-rate withholding tax (plus 5.5% solidarity surcharge and any church tax).