Wealth management – simple and transparent

Starting from EUR 100 000

Our hybrid service model

UBS [Access] offers you individual wealth management and the chance to take advantage of our investment experts worldwide – starting at EUR 100 000. Two of our most popular investment solutions are available for you to choose from.

Benefit from the expertise of the world's leading wealth manager: UBS. We help you to achieve your financial goals.

Get in touch

Monday to Friday,
8 a.m. to 6 p.m.


At UBS, we take care of your assets on both a personal and a digital level – with our hybrid service model UBS [Access]

Professional wealth management starting from EUR 100 000

More than 150 years of experience in private banking

Individual advice in personal conversations

UBS has received numerous awards as a leading financial institution1)

Full transparency with UBS Digital Banking

Two investment strategies with individual risk profiles


Would you like to know how you can realize your personal goals with UBS?

With two of our most popular investment solutions – starting at EUR 100 000.
 

UBS Manage Systematic Allocation [Access]

Our Offering: Our dynamic wealth management enables the rule-based adjustment of the equity ratio depending on the current market situation. Even in a volatile market environment, the opportunities of positive equity markets can continue to be benefited from.

Investment Horizon: Medium- to long-term

Currencies: EUR and USD

Available Investment Profiles: Three possible investment strategies depending on your personal risk tolerance. You can choose between a defensive, medium or dynamic investment approach.

Fees: All-in-fee* from 1,50 - 1,20 % - depending on your investment volume.

UBS Manage [Access]

Our Offering: With our classic wealth management, we consistently implement your investment strategy in line with your risk tolerance. This offers you the opportunity to generate returns in accordance with your long-term investment strategy.

Investment Horizon: Medium- to long-term

Currencies: EUR

Available Investment Profiles: Five possible investment strategies depending on your personal risk tolerance. You can choose one out of five strategies that fits your investment approach best.

Fees: All-in-fee* from 1,30 - 1,00 % - depending on your investment volume.


What does my welcome bonus amount to?

For every euro that you invest up until March 31, 2019, you receive a bonus amounting to 0.6% – up to a maximum of EUR 15 000.

Welcome bonus

Open your account – simple and easy

You can open your account with us in three steps and with just one signature (only for private clients).

Get in touch

We will be happy to answer all of your questions and to select your individual investment strategy alongside you.

Sign just once

We will send you all of the documents by mail. Please check the documents carefully and then return them to us, signed.

Invest and benefit

We will inform you as soon as your account has been set up with us and your money has been invested. You will automatically receive your welcome bonus then.


Where can I get onsite advice from at UBS?

Our branches

We are a reliable partner. See for yourself – in person, if you wish. We look forward to your visit at six locations in Germany:

Berlin

Kurfuerstendamm 185, 10707 Berlin

Duesseldorf

Carlsquartier, Kasernenstrasse 51
40213 Duesseldorf

Frankfurt am Main

OpernTurm, Bockenheimer Landstrasse 2-4,
60306 Frankfurt am Main

Hamburg

An der Alster 45, 20099 Hamburg

Munich

Europaplatz 1, 80333 Munich

Stuttgart

Lautenschlagerstrasse 23, 70173 Stuttgart


 

The UBS House View

Get to know our financial expertise. Our investment experts at the UBS Chief Investment Office (CIO) analyze current developments on the global financial markets, profit outlooks for companies as well as macroeconomic factors. Based on this, they develop our UBS CIO House View.

Sustainable investing

Every day, wealthy investors make spending, philanthropic and even career decisions to help make the world a better place. But when it comes to investing, are portfolios aligned to personal values?

Digital Banking

Keep an eye on your assets at all times and complete your banking business online – securely and conveniently. As a UBS client, you benefit from our exclusive digital banking solutions. You also receive current market information and direct access to exclusive publications.

Excellent – World's Best Bank for Wealth Management

The Euromoney Awards for Excellence named UBS "World’s Best Bank for Wealth Management" in 2018, recognizing our position as an industry leader in our wealth management businesses and our ability to navigate difficult times while still delivering for stakeholders.

We'd like to meet you

Come and see us so we can start working towards your future.

 

According to the following terms, UBS Europe SE will pay for an account balance remitted during the period from January 1, 2017 to March 31, 2019 to an account at UBS Europe SE, once per client a limited

financial premium amounting to 0.6% of the value of the account balance remitted, per client in total up to a maximum of EUR 15 000.

Minimum transfer and other conditions
The premium offer applies exclusively for

new clients who remit at least EUR 100 000 and invest this minimum value within four weeks after receipt of the money in the wealth management mandate subject to charge UBS [Access];

existing clients who remit at least EUR 100 000 and invest this minimum value within four weeks after receipt of the money in any wealth management mandate subject to fees with the exception of UBS [Access];

and in doing so select the income, yield, balanced, growth or equities investment strategies.

The value of the remitted account balance, which has been invested in the wealth management mandate, is used to calculate the financial premium. Account balances that were remitted from accounts within the same entity and from institutes that are part of UBS (e.g. UBS Switzerland AG) are excluded from calculation of the premium. The premium offer only applies if the wealth management costs are determined according to the regular price list and no other special conditions were agreed.

Due date
The premium is paid out within four weeks after the remitted account balance has been invested in a wealth management mandate subject to charge.

Minimum investment period / premium reclamation
You are entitled to the premium if you invest your new account balance for at least two years permanently in wealth management at UBS Europe SE. The premium claim remains unaffected by changes in market value. If you withdraw money from your wealth management mandate, your premium claim is reduced by 0.6% or at most by EUR 15 000 of the money amount withdrawn. In such cases, UBS Europe SE will reclaim the corresponding amount of any bonuses already paid out.

Period of validity
This campaign may be terminated or modified in whole or in part by UBS Europe SE at any time and without prior notice. It is applicable for a limited period until March 31, 2019 (the reference date is the receipt of

the account balance). This does not affect pre-existing premium claims. In all other respects, the general and product-related terms and conditions of UBS Europe SE shall apply.

Tax treatment
UBS Europe SE is not allowed to provide advice on tax-related matters. Please contact your tax advisor on the handling of the financial premium. The premium payment is subject to 25% flat-rate withholding tax

(plus 5.5% solidarity surcharge and any church tax).