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To log into e-banking securely from your desktop computer, tablet or smartphone, you always need a separate Access Card which contains your protected access data. The Access Card can only be activated with your PIN. Even if your device falls into the wrong hands, nobody can access your account without your personal Access Card and the corresponding PIN. The Access Card is also protected against electronic attacks because it is not linked to your computer, tablet or smartphone. The Access Card is out of reach of viruses, malware and Trojans.
If your Access Card is activated, you can calculate your personal code. A new code is generated for each login and is only valid for a short period of time. This process ensures that your access to UBS e-banking is possible just with your personal access card and within a specific period of time.
Beneficiary confirmation is an additional security feature for payment transactions. A one-time additional check is required when making payments to new beneficiaries who have not yet been approved by UBS.
Here you will find answers to the most frequently asked questions and get information in our user manuals.