Libor Mortgage

A Libor Mortgage is a mortgage with a fixed term and a variable interest rate which tracks the benchmark Libor rate (London Interbank Offered Rate). If you‘ are able to tolerate short-term interest rate fluctuations, you can benefit from attractive interest rates with a UBS Libor Mortgage.

Advantages of a Libor Mortgage

  • Interest rates are lower than longer-term mortgage rates in a normal interest rate environment
  • The interest rate adapts quickly to reflect changes on the money markets (an advantage when interest rates are falling)
  • You can opt to switch to a UBS Multi-Year Fixed-Rate Mortgage free of charge at the end of each fixed-rate period 

Libor Mortgages at a glance

Interest rate

Adjusted every 3, 6 or 12 months (you can choose)

Term of the contract

3 years

Interest rate risk

Interest rates may fluctuate during the term of the mortgage

Reference rate

Based on the 3-, 6- or 12-month Libor

Make use of our comprehensive advice

0800 002 559
Monday to Friday 8 a.m. to 6 p.m

Free newsletters

Stay constantly up to date

How the Libor Mortgage works 

A Libor Mortgage tracks the CHF Libor rate, which is the interest rate that prime banks offer each other on short-term deposits in Swiss francs. The CHF Libor reflects the general interest rate level for short-term deposits in Swiss francs and is adjusted on a daily basis.


Interest rate forecast


Interest rate forecast e-newsletter

Be up to date at all times: our free monthly e-newsletter keeps you informed about current interest rate levels and mortgage interest rate forecasts.