Building financing More financial control over your construction project

When you take out a building loan, a building account is set up for you which is used for settling the running costs of your construction project - for example, payments to architects, construction companies and tradesmen.

Building financing at a glance




Interest rate

Interest rate

Depending on use



Available as a building loan or mortgage

  • Customized financing solution for your construction project
  • For new construction, conversion or renovation
  • Payment of construction invoices is handled by UBS
  • You have more control over all payments made

Building financing or mortgage?

With a building loan, you can finance your construction project in the form of a current account. This means that we guarantee a variable interest loan on your building account. After the construction work has been completed, the building loan is converted for repayment into a mortgage.

If you’d like a mortgage to finance the construction work, you have the following options: payment of the full amount into the building account at the start of the project, or staggered disbursements over the course of the entire construction period. You can freely choose which type of mortgage you want for this purpose. Amortization starts only after the planned completion of the construction work.

Our tip: with a fixed-rate mortgage, you can hedge against rising interest rates.

Our advisory service – Your advantages

  • Verification of the purchase price based on location and property details
  • Comparison of the purchase price with reference properties in our database
  • Comprehensive information on the municipality, price levels and tax rate
  • Development of the perfect financing strategy for you

Our experts are there for you – we look forward to meeting you.

Also of interest to you

Homeownership and financing guide

Interest rate forecast for mortgages

Calculate the mortgage for your home