The benefits of an investor profile
- Transparency: a comprehensive overview of your assets and liabilities, as well as your income and expenditure
- Individuality: an evaluation of your personal capacity for loss
- Commitment: a definition of goals for your portfolio based on your risk tolerance
Your investor profile – what is it exactly
We record benchmark figures in writing for every portfolio, including:
- Risk tolerance
- Reference currency and reference market
- Target annual returns and expected volatility
- Investment horizon
- Type of service, e.g. mandate or advisory solution
We use these benchmarks to design and implement your investment strategy.
Setting up your investor profile
With the help of a simple questionnaire, your client advisor will discuss all the necessary details with you.
1. Your financial situation
We aim to gain an overall picture of your financial situation. To do so, we need information that is as accurate as possible about your assets and liabilities, as well as your income and expenditure.
2. Your investment goals
To help you to realize your goals, it’s important for us to understand exactly what you want to achieve with your investments. For example, if you’re putting away money for your retirement, or planning a major purchase.
3. Your investment requirements
Your investment strategy is also determined by your personal preferences. We identify factors such as your risk tolerance – in other words, your willingness to take risks – and other important parameters for your portfolio.