Pillar 3a custody account Higher earnings potential with the Fisca custody account

The UBS custody account is the ideal complement to the UBS Fisca account. The long investment horizon of the restricted pension provision allows you to benefit from enhanced earnings potential that is greater than the interest rate of a Pillar 3a retirement savings account through the use of investment funds.

How the Fisca custody account works

Choose your individual investment strategy. You decide how much of your invested money you wish to invest in one or more of the eight UBS Vitainvest investment funds. These funds will be held in the Fisca custody account.

How you benefit with the retirement custody account 3a

  • Higher earnings potential in the long term by participating in market developments
  • Free custody account maintenance
  • Fee-free purchasing and selling
  • Free choice of investment strategy and amount
  • Flexible retirement – transfer free of charge to your UBS custody account

Further information can be found in our UBS Fisca custody account product information sheet (PDF, 119 KB).

The Pillar 3 private retirement savings allows you to add to the benefits from Pillars 2 and 3 and compensate for any income shortfalls. Benefits from the Pillar 3a restricted retirement savings account for only a proportion of your retirement provision. The Pillar 3b unrestricted pension plan ensures that you can also protect yourself against a wide variety of risks. In a personal consultation session, we will provide you with comprehensive advice on your individual life situation and together find you an appropriate retirement solution.

Good to know

An automated investment instruction reduces the risk of you investing at an inopportune time. This increases your chance of gaining a lower average cost price (the so-called averaged cost effect).

Further issues relating to your retirement

Count on our expertise. We will provide you with important information on additional aspects of private retirement savings. Should you still have any questions, we will be happy to clear up any details in a personal consultation.