UBS Gold Credit Cards: brilliant services and much more besides.

The advantages of a UBS Gold Credit Card speak for themselves. You enjoy the freedom of a higher spending limit, free membership in the Priority Pass program and other additional benefits.

Payments

More than 30 million partners worldwide are happy to accept UBS Credit Cards. All new cards come with the latest chip technology and a PIN function that makes the payment process more secure, easier and quicker. Only in rare cases will you still be required to confirm payments with your signature.

Thanks to "3-D Secure", your UBS Credit Card is also a secure way to pay online. A personal password allows you to authenticate yourself just as clearly as with your signature or PIN, which is why more and more online shops support this internationally recognized security standard.

Contactless payment eliminates the scramble to find the right change for every transaction. Instead, simply touch your UBS credit card or prepaid card to the reader to make quick, easy payments – up to CHF 40 without entering your PIN or signing your name.

Cash Withdrawls

Should you need cash for whatever reason, you can use your PIN code at ATMs to withdraw up to 1,000 francs per day. You can withdraw larger amounts (up to 10,000 francs per withdrawal) at selected bank counters (PDF, 39 KB).

It is possible to withdraw up to 40% of your card limit in cash. Additional amounts deposited into your credit card account are naturally available in full in cash (from ATMs: up to 1,000 francs per day).

Global ATM locator

You receive a detailed, easy-to-read, itemized bill every month by post or online as an e-bill (with PayNet). It is of course also possible to pay conveniently via direct debit (LSV+).

If you pay by pay-in slip or e-bill, you are free to specify your amount. It's up to you to decide whether you wish to pay the full billing amount or just make a partial payment. You therefore remain financially flexible at all times.

The minimum payment is 5% of the bill (at least 50 francs), payable within 15 days of the billing date. The unpaid portion of the monthly balance will automatically be transferred to the next statement period.1


1
Annual interest rate: 15% (as at December 2012, subject to change). The granting of credit is prohibited if it leads to the overindebtedness of the consumer (Art. 3 of the Swiss Federal Act Against Unfair Competition).

As a holder of a UBS Gold Credit Card, you receive a Priority Pass worth 99 dollars free of charge, giving you access to over 600 airport lounges worldwide. These lounges are pleasant places to relax, have something to eat or read your e-mails at leisure via WLAN connectivity. Your credit card will only be charged a standard admission fee of 22 euros each time you use a lounge.

Car rental

The UBS Gold Credit Card allows you to drive for less with Europcar, giving you up to 25% off car rental. And no deposit is necessary.

Discounts on car rental with UBS Gold Credit Cards

  • Up to 25% off the standard fleet, including 4x4s and commercial vehicles in Switzerland
  • Up to 15% off the Fun Cars and Top Cars special fleets in Switzerland
  • Up to 10% off car rentals abroad

Book your rental car simply and conveniently at your nearest Europcar station, on the Internet or by calling +41-44-804 46 46 (+41-848 80 80 99 for bookings outside Switzerland).

The UBS World MasterCard Gold comes with the practical PayPass function that allows you to make fast, contactless payments for small amounts of up to 40 francs without having to sign or enter a PIN code. Simply hold the card up to the card reader and the amount is paid.