The PIN function in detail
All UBS Credit Cards and Prepaid Cards come equipped with the latest chip and PIN technology, so your cashless payments are even more secure.
When paying with the card in a store, you generally enter the PIN code instead of signing. You also need the PIN code to make withdrawals at an ATM.
Paying with the PIN function is both more secure and quicker than with a signature. The procedure is as easy and convenient as with your Maestro Card or V PAY Card.
More and more merchants – both in Switzerland and abroad – are using the latest payment terminal technology. When making payments at these points of sale using your UBS Credit Card, you will be asked to enter your PIN code. No signature is required.
If you're asked for your PIN code at the point of sale, you have to enter it. If you don't, the payment can't be processed. It may be that you'll be required to confirm your payment by signing (in countries where the use of PIN codes isn't widespread or at payment terminals of an older type). If that happens, all you need to do is to sign the receipt as well.
Good to know
You can be sure that you're using your PIN code securely if you follow the rules below:
Order a new PIN code
Forgotten your PIN code? Order a new one here.