we.trade The digital way to trade in Europe – available soon

On the digital we.trade platform, you can easily manage the process from capturing a commercial trade to the delivery of the goods. With just a few clicks, you can also apply for a financial protection or financing from UBS.

we.trade at a glance

Transparent

Transparent
The status of all trade transactions can be viewed online

Secure

Secure
Assured payment when conditions are met

Efficient

Efficient
Guided workflow for processing of trades via a common platform

  • Automated monitoring of settlement conditions and triggering of payment
  • E-mail notification of status changes
  • Simple application for and issuance of a bank payment undertaking
  • Greater flexibility thanks to the financing option

How we.trade works

  1. Buyers and sellers work together on the we.trade platform.
  2. The details of the trading transaction, conditions and terms of payment are entered, confirmed and saved by both parties.
  3. Payment is executed automatically as soon as the specified conditions are met and sufficient liquidity is available.
  4. Buyers or sellers can optionally apply for a guarantee (BPU) or financing (BPU Financing) via the platform.

Buyers can optionally instruct their bank to provide a bank payment undertaking to the seller. The buyer’s bank agrees to transfer a pre-determined amount to the seller as soon as the agreed settlement conditions have been met. A BPU constitutes an irrevocable and absolute obligation of the buyer's bank.

Sellers can request financing from their bank and then assign the BPU to the bank. In order for the financing to be paid out, the agreed settlement conditions must be fulfilled.

For whom and when is we.trade suitable?

we.trade is the optimal solution for you if you want to check the status of your transactions online at any time. In addition, you can protect yourself against payment defaults within Europe and apply for financing to improve your cash flow with just a few clicks.

Alternatives to we.trade:

  • For global payment processing
  • For trading transactions that do not require a guarantee (e.g. with trusted trading partners)
  • For carrying out and guaranteeing global trading transactions
  • For trading transactions that require a comprehensive financial guarantee (e.g. with unknown trading partners or insecure countries)
  • Payment is only triggered after detailed examination of physical documents by the bank

Which banks support we.trade?

In order for you to be able to carry out your commercial trade transactions via we.trade, your business partner must also have access to the platform – via either UBS or another participating bank.

Country

we.trade banks*

Austria

Erste Bank

Belgium

KBC

Denmark

Nordea

France

Natixis, Société Générale

Germany

Deutsche Bank, UniCredit

Greece

Eurobank

Italy

UniCredit

Netherlands

Rabobank

Norway

Nordea

Spain

Caixa Bank, Santander

Sweden

Nordea

Switzerland

UBS

UK

HSBC

Are you interested in we.trade?    

We would be pleased to show you the platform and explain the advantages in detail.

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