Overdraft facility for SMEs Online credit at attractive conditions

What you need when applying:

  • Time: 15 minutes
  • Annual financial accounts for the last two years (in PDF, Word or Excel format)

Requirement: financing up to a maximum CHF 300,000

Benefits

  • Free and flexible availability
  • No limit on duration
  • Strengthens your position in rebate and discount negotiations

Financing purpose

  • Financing working capital
  • Ensuring your ability to make payments
  • Bridging seasonal fluctuations in liquidity
     

Requirements

  • Actively operating company domiciled in Switzerland
  • Financing of up to CHF 300,000 on an unsecured basis
  • Company is not part of a group of companies
  • UBS is the main bank (payment transactions)

Conditions

Currency

In Swiss francs and all commonly used currencies

Limits

Up to a maximum of 300,000 francs

Interest rate

Variable, interest rate on request

Credit commission

0.25% per quarter, calculated on the highest debit balance, maximum of 50% of the interest amount for the respective quarter, at least 5 francs

Term

Unlimited

Ordinary termination

At any time with immediate effect by either party