FAQ Questions and answers about supply chain finance

Optimization of the profitability along the supply chain through the sustainable integration of the procurement, invoicing and financing processes on a single online platform.

The buyer of the goods/services; the supplier of the goods/services that have been ordered; and UBS as the neutral party and the provider of the solution that makes the transactions via e-banking possible.

UBS Supply Chain Finance is initiated by the buyer (not by the supplier).

The supplier receives an invitation to Supply Chain Finance from the buyer. If the supplier is interested, he must register with UBS, and the onboarding process is initiated.

The onboarding process includes integrating the supplier on the basis of the compliance checks conducted by UBS and providing the required documents and authorizations in e-banking.

UBS has a neutral role, as the existing banking relationship or financing that the supplier has will not be affected. Moreover, the receivables are not bought by UBS; they are merely paid earlier.

In order for bills to be paid early, the buyer has to send UBS an SCF payment order (NRA = non revocable acceptance).

Supply Chain Finance is a solution between a letter of credit and an open account payment. SCF combines the simple processing and low costs of an open account payment with the high level of security found with a letter of credit.

Supply Chain Finance makes sense when a company has recurring business transactions with important suppliers.

The buyer needs to have at least 10 suppliers with about four transactions each per year.

Further information

Product information sheets

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