The new QR-bill Red and orange payment slips will soon be a thing of the past

From 30 June 2020, the new QR-bill will make it easier for you to create and pay bills. The new bills contain all the payment information in the QR code and can simply be scanned digitally.

The QR-bill at a glance


Generate, print and send bills simply via software or online



All the information needed for the payment is included in the QR code


Can be used via analog and digital channels

Sample payment part of QR-bill


The three versions of the QR-bill

The difference lies in the use of the IBAN and references.

QR-IBAN und QR-Referenz (ehem. ESR-Referenz)

- QR IBAN and QR reference (formerly ESR reference)

IBAN und Creditor Reference nach ISO 11649 Standard

- IBAN and creditor reference according to ISO 11649 standard

IBAN und keine Referenz

- IBAN and no reference

Benefits of QR-billing

For billers

  • Simplified billing, including across Europe and in euros, thanks to the IBAN format
  • Efficient management of outstanding receivables thanks to digital checks
  • Direct notification of incoming payments (individual or collective bookings)

For bill payers

  • Fast and convenient payments, as all payment information is included in the QR code and can be scanned and confirmed by smartphone
  • Error-free, as reference numbers and billers no longer have to be entered manually

How do I switch to QR-billing?

If you already use software to generate payment slips and would like to continue to use it for QR-bills, please contact your software partner.

Are you digitally aligning your ESR bills with the v11 report? If so, you need to switch to one of the two new ISO 20022 reports. You should make the following adjustments before you send out your first QR-bill:

  • camt.053: account statement with internal collective booking details, or
  • camt.054: separate collective booking details

Your software must be able to process QR-bills from the introduction date. Digital payment of QR-bills will be possible in UBS e-banking, in the Mobile Banking app and at a Multimat from 30 June 2020.

Schedule for switching to QR-billing

Schedule for switching to QR-billing

For questions about software, please contact your software partner. You will find further information about QR-billing here: