UBS Purchase Flex
Sell and manage receivables off-balance sheet

If your lending book averages 10 million Swiss francs or more, UBS Purchase Flex offers you an attractive refinancing solution in the form of selling your receivables. If your auditors agree, you can then manage the receivables sold in this way off-balance sheet, improving your figures as a result.

Key points

  • Your total lending book averages more than 10 million Swiss francs
  • Your receivables are covered by credit insurance
  • You have an established debtor management process and systematic reminders procedure
  • Direct inflow of liquidity calculated on the basis of the insured receivables
  • Improve your financing ratios by shortening your balance sheet
  • Stronger position for rebate and discount negotiations