There’s a lot to know and watch out for when thinking about retirement – get answers and advice from our experts
How can pillar 3a save me taxes?
Private retirement provision is important. For this reason, federal, cantonal and municipal governments reward payments into pillar 3a in many ways.
How can I finance my own home with retirement funds?
When buying your own home, you have to put down at least 20% of the purchase price as equity. In Switzerland, the law stipulates that you must come up with at least half of the equity yourself, i.e. with saved, inherited or donated money, or pillar 3a savings. You can use money from the retirement fund (pillar 2) for the other half.
How do I start systematically building up retirement assets?
Private retirement provision starts when you open a pension account. You decide when and how much you want to pay into it. We recommend a standing order that allows you to put money aside on a regular basis – and not have to worry about making transfers.