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5 short answers to get you started

  • Why should I invest?
    To increase your savings and build up your capital by benefiting from economic growth. And – conversely – to protect your capital from losses due to inflation.
  • Who should invest?
    Anyone who wants to achieve modest or more ambitious financial goals in the future.
  • What do I need to know before I start investing?
    The right solution and regular deposits make it easy – even fun.
  • But seriously, how much do I need to have on hand before investing?
    You can start with CHF 50 a month – the price of 10 coffees to go.
  • Can I still access my invested money?
    Yes. Investments are as easy to sell as they are to buy.

How does money lose value? And why?

When people hear the word inflation, they think mainly of rising prices. But the consequence is also that money loses value. If the price of a cup of coffee goes up, you can buy fewer cups for CHF 100 than before. If you pay CHF 4.50 for a coffee, you get 22 cups for CHF 100. But if the price goes up by CHF 5, you can now only treat yourself to 20 coffees.

As long as you are only passing up on a couple of cups due to inflation, this may not sound like much. But project this across your entire working life and assets not invested wisely can add up to the price of a small car or dream vacation.

Why lose money when there is another way? UBS key4 smart investing makes it easy to invest at anytime.

The simplest way to invest is via app

The simplest way to invest is via app

That is why we offer UBS key4 smart investing: answer a few questions to determine your investment strategy and receive fund recommendations in return. You then decide how much you want to invest – and can adjust the amount at anytime.