Businessplan

Free business plan template

Save yourself time and effort. Get all of your business ideas down on paper one step at a time with the help of our business plan template.

Why do I need a business plan?

A business plan is an important, useful tool for any entrepreneur. Whether you’re still in the planning phase or already established on the market. A business plan helps you with the following topics:

  • Analyzing the current situation
  • Defining your business objectives
  • Planning the budget
  • Capital and financing needs
  • Management and control instrument
  • Collaborating with external stakeholders

What does a good business plan look like?

Answer the following questions:

  • Who exactly do you want to reach with your business plan?
  • What are your objectives?

Tailor your business plan to the recipient. Pay attention to what you’re asking, your arguments, how you formulate things, and the supporting documents. If necessary, prepare several versions.

First impressions count, even when it comes to business plans.

  • Present an attractive package, with meaningful and easy-to-understand supporting material.
  • Use our business plan grid as a guide.
  • Adapt the structure and content of your business plan to your own requirements.

Check that your business plan is internally consistent. For example:

  • Can the sales targets be reached with the marketing activities and staff planning you've set out?
  • Will adjustments to your infrastructure be able to keep pace with growth? Have all the costs and necessary investments been taken into account?
  • Is the implementation timeline realistic?

We recommend that you always build various scenarios into your financial planning, such as:

  • A realistic management case with your actual budgeted objectives.
  • A worst-case scenario where, for example, everything takes twice as long and costs twice as much, but produces only half the revenues.

The business plan provides the necessary framework for monthly controlling. In other words, a rigorous target vs. performance comparison covering contact with clients, quotes, orders, revenues, costs, and – in particular – liquidity.

  • Consider critical feedback and further questions from banks or other partners as opportunities to optimize your business plan.
  • Update your business plan in line with current developments and new priorities.
  • Integrate the insights you gain from monthly controlling into your business plan (at least once a year).

Business plan template – your benefits

  • Save time and effort
  • Step-by-step instructions on how to present your business idea.
  • A professional basis on which potential investors can make decisions

Additional checklists and useful information on starting a business

In managing your business, you’ll need to take one-off and ongoing expenses into account. This checklist helps you plan for all costs.

Determine the strengths and weaknesses of your company as well as the opportunities and risks that you may face.

Our special offer for start-ups

We have the perfect banking package with numerous benefits for you. Credit cards, financing, digital accounting and much more.

Your benefits:

  • Capital payments account – free of charge
  • Corporate account – free of charge for one year
  • Prepaid card – free of charge for one year