Individualization of extra-mandatory benefit schemes

The regulatory framework for investment solutions in the extra-mandatory part of the second pillar permits a certain individualization. We expect to see developments that will continue to promote this individualization of investment strategies in the extra-mandatory part of occupational pensions in the future. How can companies and beneficiaries benefit from this development? What design options are available in practice? And what must be taken into account when implementing such “1e plans”, as they are referred to, after Article 1e BVV2?

The below brochure aims to answer these questions and shed light on further aspects of extra-mandatory benefits.

Investment solutions

Within the legal framework of the BVV2 companies can define nine suitable strategies with different risk/return profiles for their beneficiaries.