Informed, insightful advice tailored to your specific needs.

Financial planning

The role of a UBS Financial Advisor is to help you pursue what is important to you. The process involves three main elements. The first is getting to know you—who you are, your tolerance for risk and your goals for the future. Using this discovery in the financial planning process gives us a comprehensive snapshot of your life today.

Second, once we understand who you are and what’s important to you, we will help you analyze your priorities, define your vision for the future and determine the appropriate course of action to meet your goals. Financial planning at UBS is a collaborative experience tailored to your personal goals and customized to the complexity of your financial circumstances.

In addition, changes happen in your life, in the markets and in the world, which means your goals will likely change as well—that's the third key element. When that happens, your UBS Financial Advisor can take another snapshot for a new financial plan, which may inform new strategies, as we continue to help you pursue what is important to you.1

To begin the planning process, we invite you to have a conversation with us. Connect with a UBS Financial Advisor today.

1 If included as part of your Service Agreement, during the engagement we can continue to assess your financial planning needs, updating your financial plan as necessary.

Important information about Advisory & Brokerage Services
As a firm providing wealth management services to clients, UBS is registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser and a broker-dealer, offering both investment advisory and brokerage services. Advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate contracts. It is important that clients carefully read the agreements and disclosures we provide about the products or services offered. For more information, please visit our website at www.ubs.com/workingwithus (PDF, 143 KB).

In providing financial planning services, we may act as a broker-dealer or investment adviser, depending on whether we charge a fee for the service.  Financial plans provided free of charge are a service incidental to our brokerage relationship and the service terminates upon delivery of the plan.  We provide financial planning services as an investment adviser for a separate fee pursuant to a written agreement, which details the terms, conditions, fee and scope of the engagement. Note that financial planning does not alter or modify in any way the nature of a client's UBS accounts, their rights and our obligations relating to these accounts or the terms and conditions of any UBS account agreement in effect during or after the financial planning service. Clients are not required to establish accounts, purchase products or otherwise transact business with us to implement their financial plan. Should a client decide to implement their financial plan with us, we will act as either a broker-dealer or an investment adviser, depending on the service selected. For more information about our financial planning services see the Firm's Financial Planning ADV Disclosure Brochure.


Neither UBS Financial Services nor its Financial Advisors provide tax or legal advice.  You should contact your personal tax and/or legal advisors regarding your individual situation.