A home financing strategy built around your overall financial goals.
Getting a mortgage is more than a one-time transaction. It's a financial decision that impacts your life for years to come. Whether you're looking to purchase a new home or refinance an existing mortgage, it’s important to have a lending strategy that fits within your larger financial picture.
UBS Mortgage has a wide range of home financing options designed to take advantage of today’s real estate environment and low interest rates, including preferred pricing for UBS clients for jumbo mortgages up to $10 million1; conforming mortgages of up to $417,000; combination loans using a UBS Credit Line; and a pledged asset mortgage that you can use to pledge your eligible UBS securities instead of making a cash downpayment.
Your UBS Financial Advisor can connect you to an experienced mortgage professional2 who understands your local market, and can help you structure a mortgage solution that aligns with your individual goals and complements your overall wealth management strategy. If you qualify, you'll also have access to a premier servicing team who will work with you from application through closing to ensure the process goes smoothly.
Ask your Advisor about incorporating your home financing strategy into your overall wealth management plan, or call UBS Mortgage at 866-LEND-UBS (866-536-3827).
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1 UBS Mortgage Premier Pricing only applies to loans up to $10 million. For loans over $10 million, consult your Mortgage Specialist. New assets must be brought to UBS at least 10 business days prior to closing and must remain at UBS for 12 months after the mortgage closing date. UBS Mortgage Premier Pricing is not available for conforming loans, the 1-month ARM, or 6-month ARM products. UBS and its affiliated companies offer various investment products and banking products into which the net new money you deposit in your UBS account can be invested. Banking products include, but are not limited to, loans and certificates of deposit. Please consult your Financial Advisor for more detailed information on each product available.
2 UBS Financial Advisors are employees of UBS Financial Services Inc. UBS Mortgage Specialists are employees of UBS AG, Tampa Branch.
All mortgage products are offered only by UBS Mortgage. UBS Mortgage is a trade name for UBS AG, Tampa Branch or, in certain states for certain products, UBS Bank USA. All loans are subject to underwriting, credit and property approval. Not all products are available in all states, or for all loan amounts. Other restrictions and limitations may apply. UBS Mortgage currently offers residential mortgage loans within the 50 states of the United States of America and the District of Columbia.
One important consideration in choosing a home financing strategy includes your tax implications. For instance, you may want to maximize your interest deductions, or prefer to limit items to the Alternative Minimum Tax (AMT). Or perhaps you’re more interested in income you want to offset and direct into charities, trusts and investments. It depends on your individual situation, but it can be an important part of your home financing strategy. Before you consult with a UBS Mortgage Banker, your UBS Financial Advisor may recommend that you meet with your tax advisor to discuss the optimal solutions for you.
While UBS does not provide tax advice, we can suggest home financing strategies that are designed to assist you with your complex tax concerns. For more insight into the most relevant solutions for you, connect with your UBS Financial Advisor or find a UBS Financial Advisor
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