During our first meeting, we develop a personal profile of you that helps direct everything we do. This includes:

• Your most important priorities and goals
• Your concerns and challenges
• The values that inspire you
• The legacy you want to leave

A comprehensive audit of your personal balance sheet tells us where you stand today and begins to inform our recommendations. During this process, we work with you to determine:

• All of your assets and liabilities
• How closely your current finances match your stated goals
• The level of risk you’re comfortable with when it comes to your financial strategy

We can help you gain better control of your finances with strategies that organize and simplify, including:

• Help consolidating your account, keeping investment, credit and everyday cash management in one place
• Help with proper asset and account titling
• An assessment of your current insurance coverage

“Will I be able to retire comfortably?” It’s perhaps the number one question our clients ask us. With experience in retirement and lifetime income planning, we can help you evaluate options for preserving your lifestyle and livelihood in retirement. We offer:

• Strategies that help you evaluate how long you will need to draw funds in retirement and prepare you for unexpected expenses
• An assessment of your potential retirement cash flow, income sources and investments
• The ability to help you maximize employer and Social Security benefits
• A thorough audit of your current insurance policies such as life, long-term care and disability to help protect you against rising healthcare costs

You want to feel confident that the wealth you’ve accrued will benefit the people and causes you care about. Working with your attorney or one of the attorneys in our network, we simplify estate planning with strategies that:

• Navigate tax issues and complexities surrounding the establishment of trusts, family foundations, philanthropic causes and gifting
• Include your children and other beneficiaries in the planning process so they can preserve the wealth you leave
• Help you plan an orderly transfer of business ownership, while protecting the interests of you and your family

During periods of business transaction and transition, having all the facts is essential to making educated financial decisions. Our team can help guide you through:

• Understanding the risks and opportunities of expanding your business by looking at your entire financial picture, including tax planning strategies, retirement plans, cash management, private capital sourcing and investments
• Assessing the value of your business to a potential buyer through detailed cash flow modeling that illustrates what it would look like to sell to a strategic buyer, sell to a financial buyer, utilize a dividend recap or sell to an ESOP
• Developing a tailored plan to transition from a K-1 distribution or salary to living comfortably off your investment income

Insurance products are issued by unaffiliated third-party insurance companies and made available through insurance agency subsidiaries of UBS Financial Services Inc. Guarantees are based on the claims paying ability of the issuing insurance company.

Our experience in investment management and market research means you get informed recommendations that help position you for success. We offer:

• Flexible investment solutions and strategies
• Global market perspectives that access institutional and private investor research
• An investment approach that can set you up for growth and helps prepare you for the unexpected
• The opportunity to join monthly research calls and ask questions

You want to be confident that you’re prepared to handle whatever comes your way. We can help by:

• Including insurance reviews in your financial plan to assess and manage risk
• Building long-term healthcare into your financial plan to protect you against rising costs

We offer a structured service model that ensures you receive regular attention. You can expect:

• Twelve contacts and four reviews per year, with two of those reviews in person.
• Rapid response to your inquiries, with issues normally resolved within 24 hours.

For more than 150 years, UBS has been successfully managing its clients’ wealth, with deep resources in investment, banking and asset management businesses. With UBS, get a global perspective, diverse strategies and relevant guidance to help you move forward with confidence.

• Leadership. In UBS, you have access to one of the largest wealth managers in the world, with a presence in more than 50 countries.
• Experience. With 150-year history, UBS has extensive experience managing the wealth of high net worth individuals and families.
• Intelligence. Drawing on the expertise of investment professionals around the world, UBS can offer you a truly global perspective combined with local expertise in the US.
• Stability. In a rapidly changing, increasingly intertwined global economy, UBS offers economic strength and stability that ranks within the highest levels among large global banks.

These casual and lively events give you the opportunity to meet our team and get a glimpse into the way we think. Each session is geared around a different financial topic and is filled with useful guidance from our team and other financial professionals.

Our events offer an engaging and informal opportunity for our clients to gain insights, meet interesting peers and professionals and have some fun.