Planning for and during retirement is an on-going, dynamic process which integrates your wealth, dreams and realities into a timeline that outlines a 30 year retirement. Our comprehensive analysis provides strategies and solutions to many of today's retirement issues and concerns. Annual re-evaluation of our analysis provides the basis for monitoring past decisions and making any readjustments.

Managing risk during retirement is especially challenging as retirees are potentially faced with taking distributions from assets during down markets. The sequence of investment returns over a 30 year retirement matters, and can influence future income streams. We can help mitigate this risk by using time weighted asset allocation in our overall wealth management strategies.

Recreating your paycheck from known sources of income (such as pension plans) and from personal assets can provide a sense of security that you had when working. Maintaining a bucket of short term investment equal to 5 -7 years worth of living expenses not covered by guaranteed income sources helps contribute to the stability of your annual income stream.