KeyClub is the UBS bonus program that rewards you for actively using basic bank services. Its simple rules allow you to collect points, which can be spent just like cash (1 point = 1 Swiss franc) at our KeyClub partners on special offers and anything in their range.

The UBS Basic Card is free for the first year and remains free in subsequent years as long as you use it regularly. If you use your card 24 times a year, the annual fee of CHF 40 (partner card: CHF 20) is waived. So, for example, you can benefit from a free credit card by making just two purchases a month.

If your spending on the main card totals at least CHF 7,500 (EUR 4,000 / USD 5,000), you only pay half the annual fee the following year. If your spending totals CHF 15,000 (EUR 8,000 / USD 10,000) or more, the following year's annual fee is waived completely.