UBS (CH) Vitainvestinvestment funds

UBS (CH) Vitainvest – 12 World, securities no. 2 247 644
UBS (CH) Vitainvest – 12 World takes a somewhat conservative approach to equities. The equity weighting may not exceed 17% and may not be less than 7%. The investment objective is to optimize earnings from interest and price gains while keeping performance as stable as possible.

UBS (CH) Vitainvest – 25 World, securities no. 2 247 646
UBS (CH) Vitainvest – 25 Swiss, securities no. 10 852 691

UBS (CH) Vitainvest – 25 World and UBS (CH) Vitainvest – 25 Swiss invest more in equities. The equity weighting may not exceed 30% and may not be less than 20%. UBS (CH) Vitainvest – 25 World and UBS (CH) Vitainvest – 25 Swiss focus more on capital growth than UBS (CH) Vitainvest – 12 World by exploiting price gains. This entails the risk of higher price fluctuations.

UBS (CH) Vitainvest – 40 World, securities no. 2 247 648
UBS Vitainvest – 40 World aims to exploit the upside price potential of the markets to a greater extent. The equity weighting may not exceed 45% and may not be less than 35%. As the price fluctuations are higher than with UBS (CH) Vitainvest – 25 World or UBS (CH) Vitainvest – 25 Swiss, we recommend UBS (CH) Vitainvest – 40 World to investors with a long-term investment horizon.

UBS (CH) Vitainvest – 50 World, securities no. 2 247 650
UBS (CH) Vitainvest – 50 Swiss, securities no. 10 852 698

UBS (CH) Vitainvest – 50 World and UBS (CH) Vitainvest – 50 Swiss make full use of the legally permitted investment possibilities. The equity weighting may not exceed 50% and may not be less than 43%. UBS (CH) Vitainvest – 50 World and UBS (CH) Vitainvest – 50 Swiss are therefore suitable for very long-term oriented investors who can accept sharp price fluctuations.

Investment risk

Compared with a conventional savings account, the volatility of investments in the segments of UBS Vitainvest increases with the size of the equity and foreign-currency allocations. In the same way that you can profit from a positive trend, you must likewise bear the losses arising from a fall in prices.

Due to legal requirements, investors are eligible for the tax benefits offered by pillar 3 up to the age of AHV. However there is no obligation to sell UBS Vitainvest securities investments for example when reaching AHV retirement age. They can be transferred into the private UBS custody account.