Using UBS e-banking, you transfer 1,000 US dollars from your UBS account to a beneficiary in the US. You want the charges to be split between yourself and the beneficiary. You pay the UBS service charge of 5 francs. The partner bank abroad deducts the third-party charges from the transaction amount (in the example, 20 dollars). The beneficiary does not receive the full 1,000 dollars, but 980 dollars.
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