Using UBS e-banking, you transfer 1,000 US dollars from your UBS account to a beneficiary in the US. You want the beneficiary to pay all charges. UBS deducts a service charge of 5 francs (3.35 dollars) from the transaction amount. In addition, the partner bank deducts the third-party charges (in the example, 20 dollars) from the transaction amount. The result is that the beneficiary does not receive the full amount of the payment, but 976.55 dollars.
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