3-D Secure – protecting your credit and prepaid cards online.

With 3-D Secure, the internationally recognized security standard for online payments using a credit card or prepaid card, you're even more secure when shopping online. Thanks to your own personal 3-D Secure password, you can identify yourself beyond doubt in online shops in the same way as when you use your PIN code in a shop or at an ATM.

3-D Secure at a glance

  • Even more security when paying online
  • Easy sign-up without the need for additional software
  • Easy to use when making payments
  • Free of charge

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3-D Secure in detail

Find out how 3-D Secure works and where you can use it.

You shop online at a site that uses this security standard. While you're paying, a window opens. In it, the security message you chose when you signed up confirms that UBS is checking your password. Enter your personal 3-D Secure password. If the password is correct, the payment process will then be completed. 

Lots of online shops in Switzerland and abroad already offer 3-D Secure. You can recognize them by the "Verified by Visa" or "MasterCard SecureCode" logos.

It doesn't take long to sign up for 3-D Secure. Just set up a password and a personal security message. If you have more than one UBS Prepaid or Credit Card, please enter each card individually. You can also register your card when making a purchase from an online shop that offers 3-D Secure.

You can change your password and security message at any time in the My 3-D Secure section.


Good to know

If you haven't yet signed up to 3-D Secure, you'll be asked to do so the next time you make a purchase from an online shop that offers it. Signing up to 3-D Secure doesn't affect any complaints you make. You can still dispute incorrect transactions within 30 days.


3-D Secure registration 

As you are already a UBS client, you can register your credit card or prepaid card for the 3-D Secure service here.