UBS Family banking package – for a joint future.

You live as a couple or have a family and wish to shape your future together. In your efforts to achieve your goals, financial needs also play a key role. For this reason, the banking package for families and couples is the ideal solution for your future. You choose the number of personal accounts, as well as the number of savings accounts, Maestro Cards, credit cards and MasterCard Prepaid Cards – for the greatest possible freedom.

UBS Family banking package

Hotline

By telephone from Monday to Friday, 8 a.m. to 6 p.m.

0800 002 987*

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Arranging a consultation

Overview of UBS Family banking package

  • Free for new clients for the first year
  • Attractive flat fee for personal, savings and Fisca accounts, Maestro Cards, credit cards and MasterCard Prepaid Cards
  • Includes cash withdrawals in Swiss francs at all ATMs in Switzerland
  • Includes payment transactions in Swiss francs in Switzerland from your personal account 
  • E-Banking and Mobile Banking
  • Gold Credit Card and Platinum Credit Card with no additional charge for new clients during the first year
  • Participation in UBS KeyClub bonus program

    

Services and conditions

The personal account forms the basis for your daily banking transactions. You can use it as a salary account, for pension payments as well as for cash withdrawals. You can choose the number of personal accounts in accordance with your needs. This allows you to take care of your payment and securities transactions quickly and conveniently.

The savings account allows you to enjoy a higher rate of interest. For your savings, this is the perfect supplement to a personal account. You have the option to open several savings accounts. Thanks to our interest rate, you can move closer to achieving your joint goals. 

The UBS Maestro Card allows you to make cashless payments and withdraw cash at ATMs worldwide. You can make cash withdrawals in Swiss francs at all UBS and non-UBS ATMs in Switzerland free of charge. You can choose the number of Maestro Cards in accordance with your needs. The annual fees for the Maestro Cards are included in the banking package. 

The MasterCard Standard and Visa Card Classic credit cards and the MasterCard Prepaid allow you to remain flexible and make payments worldwide. The respective annual fees are included in the UBS Family banking package. During the first year, you also receive the Gold Credit Card and Platinum Credit Card at special conditions. You can choose the number and type of credit cards in accordance with your needs. 

  • Credit cards
  • Optimus Foundation Charity Card
  • Special Edition Credit Card
 
Alternatively, or in addition to your other cards, you receive one or more prepaid cards.

The Fisca account is the basis for tax-privileged retirement savings as part of pillar 3a. You determine yourself when and how much you pay into your UBS Fisca account each year – taking account of the statutory maximum amounts. For regular contributions, you can use a standing order. You also benefit from a preferential rate of interest.

To enhance your earnings potential yet further, find out more about the Fisca custody account – the perfect supplement to a Fisca account.

E-Banking and Mobile Banking let you do your banking quickly and conveniently at home, in the office or while traveling. This allows you to maintain an overview of your assets at all times and make payments. On request, we will send you notifications of your account or credit card transactions via SMS or e-mail. The personal financial assistant supports you in analyzing your expenditure and planning your budget and helps you in achieving your savings targets. Thanks to the Mobile Banking app, you can keep up to date on your finances and spending even when youʼre on the move. All information on E-Banking and Mobile Banking can be found at Online Services.

With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Fleurop, Kuoni, Manor, Pfister, Intersport, IKEA and Mövenpick – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.

Further information can be found at UBS KeyClub.

With the personal account in CHF or the personal account 60plus, domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our e-banking or mobile banking services, a UBS Multimat, LSV+ (direct debit) or UBS easy, while recurring payments can be made by standing order.

The banking package for families and couples offers you further benefits:

For your children
Up to the age of 18

  • UBS savings account for young people
  • UBS investment fund account at preferential conditions

Free advice
Tailored advisory services in all matters connected to owning your own home, pensions, financial security and asset accumulation

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Fees for the UBS Family banking package

  • Free of charge during first year
    for new clients or existing UBS clients without a Maestro Card
  • CHF 15 per month
    with family assets exceeding CHF 10,000 or building finance / a mortgage from UBS
  • CHF 30 per month
    regular package fee
  • CHF 25 per month
    if you change to using e-documents
  • Half the package price in the first year
    if one partner is a new client of UBS or, in the case of existing UBS clients, if only one partner has a UBS Maestro Card

   

Apply for the UBS Family banking package

Please contact us if you have any questions. Arrange an advisory consultation with one of our client advisors and request the UBS Family banking package.

   

   

Further fee information can be found in our product information sheet UBS Family banking package (PDF, 310 KB).

    

   

* Toll-free number. Exceptions: some telecommunications providers may charge more if the call is made from a cell phone, from a phone booth or from abroad.