UBS Family banking package – for a joint future.
You live as a couple or have a family and wish to shape your future together. In your efforts to achieve your goals, financial needs also play a key role. For this reason, the banking package for families and couples is the ideal solution for your future. You choose the number of personal accounts, as well as the number of savings accounts, V PAY or Maestro Cards, credit cards and MasterCard Prepaid Cards – for the greatest possible freedom.
Overview of UBS Family banking package
- Free for new clients for the first year
- Attractive flat fee for personal, savings and Fisca accounts
- Including V PAY debit cards or Maestro Cards, MasterCard and Visa Card credit cards
- Includes cash withdrawals in Swiss francs at all ATMs in Switzerland
- Includes payment transactions in Swiss francs in Switzerland from your personal account
- E-Banking and Mobile Banking
- Gold Credit Card and Platinum Credit Card with no additional charge for new clients during the first year
- Participation in UBS KeyClub bonus program
The personal account forms the basis for your daily banking transactions. You can use it as a salary account, for pension payments as well as for cash withdrawals. You can choose the number of personal accounts in accordance with your needs. This allows you to take care of your payment and securities transactions quickly and conveniently.
The savings account allows you to enjoy a higher rate of interest. For your savings, this is the perfect supplement to a personal account. You have the option to open several savings accounts. Thanks to our interest rate, you can move closer to achieving your joint goals.
With the UBS V PAY Card or Maestro Card, you can make cashless payments in Switzerland and abroad as well as cash withdrawals at ATMs. The V PAY Card is accepted within Europe; the Maestro Card is accepted worldwide. Cash withdrawals in Swiss francs at all UBS Bancomats and non-UBS ATMs in Switzerland are free of charge.
The MasterCard Standard and Visa Card Classic credit cards and the MasterCard Prepaid allow you to remain flexible and make payments worldwide. The respective annual fees are included in the UBS Family banking package. During the first year, you also receive the Gold Credit Card and Platinum Credit Card at special conditions. You can choose the number and type of credit cards in accordance with your needs.
- Credit cards
- Optimus Foundation Charity Card
- Special Edition Credit Card
The Fisca account is the basis for tax-privileged retirement savings as part of pillar 3a. You determine yourself when and how much you pay into your UBS Fisca account each year – taking account of the statutory maximum amounts. For regular contributions, you can use a standing order. You also benefit from a preferential rate of interest.
E-Banking and Mobile Banking let you do your banking quickly and conveniently at home, in the office or while traveling. This allows you to maintain an overview of your assets at all times and make payments. On request, we will send you notifications of your account or credit card transactions via SMS or e-mail. The personal financial assistant supports you in analyzing your expenditure and planning your budget and helps you in achieving your savings targets. Thanks to the Mobile Banking app, you can keep up to date on your finances and spending even when youʼre on the move. All information on E-Banking and Mobile Banking can be found at Online Services.
With our free UBS KeyClub bonus program, you collect points through the regular use of your accounts and cards. You can use the bonus points like cash on a 1:1 basis. More than 30 partners – including Fleurop, Kuoni, Manor, Pfister, Intersport, IKEA and Mövenpick – will accept your bonus points. Or you can select your gift from the comfort of your own home in the KeyClub eStore.
Further information can be found at UBS KeyClub.
With the personal account in CHF or the personal account 60plus, domestic payments made in Swiss francs are free of charge. To make domestic payments, you can use our e-banking or mobile banking services, a UBS Multimat, LSV+ (direct debit) or UBS easy, while recurring payments can be made by standing order.
The banking package for families and couples offers you further benefits:
For your children
Up to the age of 18
- UBS savings account for young people
- UBS investment fund account at preferential conditions
Tailored advisory services in all matters connected to owning your own home, pensions, financial security and asset accumulation
Stay up to date with the latest news and current offers
- Free of charge during first year
for new clients or existing UBS clients without a V PAY Card or Maestro Card
- CHF 15 per month
with family assets exceeding CHF 10,000 or building finance / a mortgage from UBS
- CHF 30 per month
regular package fee
- CHF 25 per month
if you change to using e-documents
- Half the package price in the first year
if one partner is a new client of UBS or, in the case of existing UBS clients, if only one partner has a UBS V PAY Card or Maestro Card
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